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Is it better to use RMB or Australian dollar for credit card repayment between China and Australia?
Australian dollar.

As an international credit card, the main settlement currency of China-Australia credit card is Australian dollar, so repayment in Australian dollar is one of the best and most convenient ways. Repayment in RMB needs to be converted through exchange rate calculation, and there will be a certain stop loss rate.

China-Australia Credit Card refers to the contactless chip credit card of China Bank UnionPay. This kind of credit card adopts international organizations to deal with network problems, which has good advantages and faster processing speed, and increases the steps of internationalization of UnionPay.