The validity period of ICBC credit cards is generally 3 to 5 years. Some chip cards may be valid for 8 years, and the longest period shall not exceed 10 years. The specific regulations are as follows:

1. Credit card: the maximum validity period of magnetic stripe card is 5 years, the maximum validity period of UnionPay single-logo chip card is 10 years, and the maximum validity period of dual-brand card processed through 1 1 method 8 years, except for special card types;

2. Quasi-credit card: generally 5 years.

The card validity period is clearly marked on the credit card face. The credit card validity period is generally marked below the credit card number. The format is "month/year". The first two digits are the month and the last two digits are. Year, you can check the card expiration date by the information printed embossed on the card. For example: 11/24, the front refers to the specific month, and the latter refers to the specific year, which means that the credit card is valid until November 2024. Starting from November 2024, the credit card will become invalid.

What is the use of setting the validity period of a credit card?

Many people do not understand that the purpose of a credit card is to facilitate people to use it for consumption. Doesn’t setting an expiration date increase the trouble of using the card? In fact, it is necessary to set the validity period for the following reasons:

1. Ensure the normal use of the credit card. First of all, credit cards have a service life, and credit cards usually undergo daily wear and tear. Especially if the credit card is placed together with keys or some sharp metal, it is more likely to be hindered from using the credit card. Secondly, credit cards will accumulate dirt as they are used, which will cause certain damage to the credit cards. Setting the validity period of a credit card allows the cardholder to proactively go to the bank to replace the card with a new one after the card expires, thereby ensuring the normal use of the credit card.

2. Increase the security of credit cards, reduce risks, and prevent theft and fraud. Nowadays, people are accustomed to a "no card and no cash" life. Many people will not carry their credit cards with them. If the credit card is not properly kept, Cards may be counterfeited or forged by unscrupulous individuals, which increases the financial risk of cardholders. The validity period setting of credit cards can cause some forgotten credit cards to automatically expire, thereby losing potential financial risks.

3. System upgrade. Banks will upgrade the functions of credit cards, and setting the validity period will enable people to replace new cards in time, increasing the functions and security of the cards.