You can apply for American Express cards at the Industrial and Commercial Bank of China, and also at China Merchants Bank.
This product is issued by invitation and is limited to a very small number of selected high-end bank customers. The number of invitations is roughly 1 of private banking users. Individual applications are not accepted.
The invitation conditions of Industrial and Commercial Bank of China are higher than those of China Merchants Bank. A relevant person from ICBC said that cardholders’ annual domestic consumption of RMB 2 million or overseas consumption of RMB 1 million is a basic threshold, and they are generally members of wealth lists recognized by Forbes, Hurun and other societies, or members of the Hong Kong Jockey Club.
The following basic information is required: ICBC credit card application form, work certification document issued by the unit and a copy of the front and back of the ID card. The credit card application result shall be subject to actual review by ICBC.
In addition, providing the following information will help increase your credit limit, such as: a copy of the ICBC savings account statement for the past three months; the original asset balance certificate of the financial account opened by ICBC; a copy of the real estate certificate (Including my name) A copy of any water, electricity and coal invoice for the property in the past 3 months; a copy of my car driving license.
ICBC AE American Express Card Annual Fee Standard:
1. The annual fee for the American Express Gold Card is RMB 300/year, and the annual fee for the supplementary card is RMB 150/year. The annual fee is waived every year, and the annual fee for the following year is waived if you swipe the card 6 times in one year.
2. The annual fee for the American Express Green Card is RMB 100 per year, and the annual fee for the supplementary card is RMB 50 per year. The annual fee is waived in the first year, and the annual fee for the next year is waived if you swipe the card 6 times in the same year.
3. American Express Centurion Platinum Card and Black Gold Card are not exempt from annual fees: American Express Card-Centurion Platinum Card principal card: RMB 3,600 per year; supplementary card: RMB 1,800 /year, limited to two applications and free annual fee; annual fee will be charged at the beginning of the month after the card is issued.
4. American Express Card-Centurion Black Gold Card: Main card: ¥18,000 yuan/year; Supplementary card: ¥9,000 yuan/year, limited to two applications and free annual fee; annual fee It cannot be deducted through card consumption or points. Regardless of whether the card is activated or not, the annual fee will be charged on the 1st of the month following the month the card is issued.
Since 1996, American Express has adopted the strategy of opening its special merchant network to third-party card issuers around the world and promoting bank card products, and further broadened its reach by making full use of its global infrastructure and strong brand effect. International network.