The real-time balance of colorful life refers to the total balance owed at each time point. According to relevant public information, the real-time balance of colorful life credit card includes the total liabilities or total credit balance in the current card after authorization. China Bank Colorful Life is the official client of China Bank's credit card, which provides credit card basic function services, mobile payment services, points and installment shopping malls, merchant discounts, event information and other contents.