I. Signing a contract with Guangfa Hui:
First, you need to download the mobile banking APP of Guangfa Bank. Be careful not to download Guangfa and find it wonderful!
After logging in to the app, find Guangfa Hui in the life service, and click Open!
It is worth noting that the opening needs to be bound with a Zhang Guangfa savings card. If you don't have a savings card, you can open an account online in the to-do list! Some netizens actually measured it, which is very helpful for lifting the ban.
Second, the consumption of special merchants
In the discovery of wonderful apps, the home page finds local life, click to see more!
You can see the merchants who cooperate with Guangfa nearby. They can usually spend a few pens at half price every Friday. Their activities are also relatively affordable. Participate as much as possible. This method can not only lift the restrictions on credit card swiping, but also help to raise the amount for a long time!
Third, local supermarket consumption.
There is no limit to the amount of money spent in well-known local supermarket chains, and the general amount of risk control effect is also obvious.
Fourth, scan code consumption
In fact, I have already given a hint from the short message of Guangfa quota, how to solve the quota problem!
It is recommended to use other payment methods. In fact, many pos machines have code scanning function. You can try to scan the code, but scanning the code is bound to affect the quality of the machine in your hand! At present, some machines on the market are fixed businesses. Scanning code is not recommended for this kind of machine, and it is easy to cause risk control if it is used too much.
The last thing to note is:
It doesn't mean that it won't be subject to risk control after the limit risk control is lifted in the short term, so how to effectively avoid secondary risk control is equally important. How to control the risk of Guangfa must be known to many friends. Many high-value credit cards may return directly to before liberation once they are downgraded!
The main reasons for restricting specific merchants are mainly non-standard, high debt, many online loans, overdue, or long-term empty cards, POS machine code hopping, single card swiping method and other comprehensive factors, which are easy to cause concern. Once the bank attaches importance to it, it will be difficult to get out of the bank's grey list in a short period of time, and if it remains unchanged, it will be directly downgraded to 8 yuan. Guangfa often reduces its quota to 8 yuan, commonly known as "8 yuan Party". Why? Personally, I think that in 2006, Citibank and China Life took over Guangfa Bank, and Citigroup took over the day-to-day operation rights of Guangfa. It can be said that Citigroup used Guangfa to play credit card business, so if it was reduced at that time, it would be reduced to 8 yuan, which was 1 USD. This is the historical reason for 8 yuan's demotion!