The grace period for CITIC Bank credit cards is 3 days. If the user has exceeded the final repayment date, CITIC Bank Credit Card will automatically provide the user with a three-day repayment grace period (delayed to 20:00 on the third day). It is recommended that the user repay in real time (such as CITIC Mobile Banking, Online Banking, WeChat Wallet , Tenpay, Alipay repayment, etc.).