Automatic installment, interest calculation method.

1. Automatic installment: The bank will handle automatic installment business without the cardholder's knowledge, including setting an "automatic installment amount" clause in the relevant contract, including when the total bill reaches 30,000 yuan. The above is automatically repaid in installments.

2. Interest calculation method: Although the minimum repayment can reduce the pressure of current repayment, the interest calculation method is not cost-effective. Cardholders need to pay high interest, and interest will be calculated even on the part that has been repaid. .