You can't get a credit card at the end of the month. The cardholder will use the credit card after eleven o'clock in the evening and receive it two days later.

Credit cards can provide credit certificates for cardholders, and cardholders can use credit cards to shop, spend or enjoy specific services. Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.