There are four things you need to do when going out. It is essential to reach out (ID card) and ask for (mobile phone) (keys) and money (wallet). Nowadays, most people only need mobile phones and keys to do it. The role of wallets is gradually weakened, and its functions are completely Replaced by mobile phones. Cashless payment has penetrated into every aspect of our lives. Now, anywhere, even a stall selling pancakes, supports WeChat and Alipay scanning. Wallets are no longer worthy of their reputation as "purses for money." Indeed, mobile payment can save social resources, reduce the spread of diseases, avoid cheating people with counterfeit currency, and eliminate the need to carry large banknotes. If problems such as online fraud, mobile phone viruses, security holes, and information leaks can be solved at the same time, then we believe that a cashless society is a future worth looking forward to and should be actively promoted. In addition to various mobile payments, virtual credit cards are also a trend in the future. This model has become popular since the end of 2020. There is no need to carry a credit card or apply for a physical card, which effectively reduces the risk of being stolen or copied, and the card number and security code are copied. The problem has also been solved. Today we will take stock of the virtual credit cards issued by domestic banks. Interested friends may wish to try them early and get ahead of the curve.

1. Pudong Development Credit Card E-GO card can be opened through online banking and WeChat. There are four card organizations to choose from! What do you mean? If you want, you can open one for each card organization. After applying, you can get the card number, validity period, and CVV code. You can fill it in when paying. What’s special is that you can change the card number once a day. , you can change your number from time to time, which greatly reduces the risk of being swiped.

2. The CITIC Bank online payment card supplementary card virtual credit card must be bound to a physical card for the time being. When it first came out, you could apply for 10 at a time, but now it is limited to only 3. Same thing. You can set consumption limits and transaction purposes, and enjoy them with the physical card limit. What are the benefits of having multiple cards? Of course, you will be more competitive when participating in activities. One more card means one more chance!

3. The difference between China Construction Bank Dragon Card E-payment card and CITIC Online Payment Card is that this card is an independent credit card. Even if you don’t have a CCB credit card, you can apply directly. In addition to supporting online transactions, it can also be linked to Use Apple Pay, HCE and other Cloud QuickPass devices for offline payments.

4. Guangfa Bank Geek Card is an independent credit virtual card, but it has geographical restrictions. It can only be applied for in the Beijing, Shanghai, Guangzhou and Shenzhen areas. After successful activation, you can download the Guangfa Bank APP. The feature is that there is no annual fee for life. This card The advantages of the card are not obvious. It does not accumulate GF points, has no installment business, cannot withdraw cash, and has no other value-added functions and benefits. It can only be regarded as an overdraft consumption card. In the final analysis, virtual credit cards are only a formal manifestation of credit cards. They are also a supplement and extension of bank credit cards in the Internet era. No matter how innovative they are, they are still inseparable from bank accounts. It is still unknown whether physical cards will be canceled in the future.