The validity period of Shanghai Pudong Development Bank’s credit card is subject to the record on the card.

The location of the validity period of Shanghai Pudong Development Bank is as follows:

Schematic diagram on the back of Shanghai Pudong Development Bank card:

Extended information

Handling of credit card expiration:

As a cardholder, you first need to confirm whether you will still use the credit card. If you continue to use it, you can contact the bank customer for confirmation. When the card does not appear to be frozen or other abnormal conditions, the bank will generally send a new card to the cardholder. The new card number, functions, limit, etc. are the same as the original card, but the validity period is the same. Changes have occurred. The new card received must be opened before it can be used.

If the cardholder no longer wants to use the card, he can contact the bank customer service and choose to cancel the card. It should be noted that some people may think that there is no need to cancel the credit card if it has expired. In fact, there is also a great risk hidden in this. For example, some credit cards still have annual fees. Even if you don't use them, you may still be in debt due to the annual fees, and the credit card will still be overdrawn quietly, leaving a bad credit record for the cardholder.

In addition, cancellation can also prevent cardholders from being exploited and causing unnecessary economic losses to cardholders. Therefore, no matter whether the credit card has expired or not, it is best to consult the credit card customer service center and cancel it in time after confirming that it is not used.

In addition, many banks will always pay attention to the card usage of cardholders and regularly adjust the credit limit accordingly. The credit limit may also be lowered due to low consumption and other reasons. When the cardholder changes, After getting a new card, you should also keep abreast of changes in the credit card limit you hold.

Customers who wish to increase their credit limit can apply to the bank for an increase in the credit limit after opening a new card, and the bank will make appropriate adjustments after verifying the customer's situation.

Shanghai Pudong Development Bank Credit Card - Credit Card Illustration

People's Daily Online - The credit card has expired, should I reschedule or apply for a card? (Financial Consultant)