To apply for a credit card with a limit of 50,000, the minimum monthly salary must be more than 10,000. In addition, other supporting materials, such as assets, employment, etc., will be referred to.
The credit card limit is given by the bank based on the comprehensive score of the information submitted by the applicant. The reference items include age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record, For personal financial assets and other items, one score segment corresponds to one result, from not approving the card to approving the card, and from low limit to high limit. After using the credit card for a period of time, you can also apply to increase the limit.
The detailed information that needs to be provided is:
1. Proof of identity:
Usually an ID card (if you are using a new version of the ID card, the front and back sides are required) Copy), military personnel need to provide a copy of military ID;
2. Work certificate:
It can be the original work certificate issued by the unit where you work (please indicate the specific company name, Department, position and income, and stamped with the company seal or personnel seal), or a copy of the work permit/plate;
You can optionally provide the following information: Financial proof can be salary records issued by a bank, or Income tax withholding certificate, or documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates) and other documents that can prove your financial level.
Other documents available for reference include: social security personal account list for the past 6 months, water and gas bills, credit card bills from other banks, etc.