(1) Alipay (Zhejiang Ant Microfinance Service Group Co., Ltd.) Alipay Company was established in 2004 and is committed to providing "simple, safe and fast" payment solutions. It is the leading third-party payment platform in China. As the dominant third-party payment in China, Alipay is almost in a monopoly position in B2B and B2C e-commerce payment scenarios such as Tmall and Taobao.
(2) Tenpay (Shenzhen Tenpay Technology Co., Ltd.) Tenpay is a third-party payment platform under Tencent Group and was established in 2005. Its core business is to help both parties to online transactions complete payment and collection, and support online banking payment of Alipay's powerful rival banks.
(3) UnionPay Commerce (UnionPay Commerce Co., Ltd.), as an established payment provider of banks, offline and UnionPay Commerce, can be said to be the overlord of offline and third-party payment, accepting prepaid cards, covering offline payment services such as pos acquiring, and vigorously developing online payment services.
(4) Jingdong Finance (JD.COM Group) Jingdong Finance can be divided into three major businesses: Jingdong Payment, Jingdong Wallet and JD.COM Express Payment. After JD.COM bought online banking, it changed its name to Jingdong Wallet, which was independent of the JD.COM account system. JD.COM provided basic technical support for online banking, which led to the emergence of Jingdong Payment. Jingdong payment is a payment product developed for small and medium-sized enterprise customers, which has the characteristics of no registration, no embedded jump, low rate and cross-platform payment.
(5) Remittance Tianxia (Remittance Tianxia Co., Ltd.) is one of the top ten third-party payment platforms, and the first one is allowed to carry out online fund sales payment settlement business.
(6) Kuaiqian, an earlier third-party payment platform, is controlled by Wanda. Its services cover retail, business travel, insurance, e-commerce, logistics, manufacturing, medicine, clothing and other fields. As a national third-party payment platform, Kuaiqian can collect bills and funds nationwide.
(7) UnionPay Online (a brand of China UnionPay Co., Ltd.) The main function of UnionPay Online is to provide online payment, marketing promotion and customer service, and provide payment scenarios for UnionPay online payment. UnionPay Online is an online payment platform under UnionPay. UnionPay and UnionPay's business pay more attention to offline payment, while UnionPay Online focuses on online payment.
(8) Smart Payment (Smart Payment Electronic Payment Co., Ltd.) In addition to the payment business license and mobile payment issued by the central bank, smart payment also supports online banking payment, e-wallet and online payment. Besides scanning code payment, electronic receipt and credit card payment, it also provides cross-border services such as international credit card settlement. It is one of 27 domestic financial institutions with cross-border payment qualifications.
(9) Yifubao (Nanjing Suning Network Technology Co., Ltd.) Yifubao is a subsidiary of Suning Finance. As one of the largest retailers in China, Suning Finance has many business modules related to Internet finance, such as payment account, investment and wealth management, relevant payment license, consumer finance, corporate loan, crowdfunding, insurance, commercial factoring and prepaid card.
(10) Lacarra, Lacarra Payment Co., Ltd.) is the first third-party payment enterprise granted a payment business license by the central bank. Offline payment is Lacarra's advantage. Offline, Lacarra has more than 50,000 terminals, basically covering first-tier cities. At the same time, it has reached cooperative relations with a number of convenience stores.