Method 1: Call the credit card customer service. Call the credit card customer service hotline with a registered mobile phone and tell the customer service personal information and the mailing address of the new card. Generally, a new card can be issued from the bank after half a month, and it will be received in about one month.
The customer service telephone number of the bank is as follows:
China Industrial and Commercial Bank: 95588;
China Construction Bank: 95533;
China Merchants Bank: 95555;
Agricultural Bank of China: 95599;
China Minsheng Bank: 95568;
Shenzhen Development Bank: 95501;
China Guangfa Bank: 800-830-8003;
Industrial Bank: 95561;
China Postal Savings Bank: 95580;
Bank of Beijing: 95526;
Shanghai Pudong Development Bank: 95528;
Bank of Communications: 95559;
China Everbright Bank: 95595;
Ping An Bank: 95511;
Bank of China: 95566.
Generally, one month before the card expires, the bank customer service will take the initiative to contact you and pay attention to keeping the registered mobile phone unblocked.
Method 2: Change the card at the bank counter. You can apply for a new card directly at the counter of the issuing bank, or you can fill in the relevant information at the bank service desk and apply at the counter. Generally, you can receive a new card in about a month. Remember to go to the issuing bank.
Method 3: Apply for card replacement through online banking. Some banks can set up automatic card replacement service online or set up their own automatic card replacement service.
Operating environment: China Industrial and Commercial Bank (version 6. 1.0.9.0).
Bank of China (version 7. 1.0)
China Construction Bank (version 5.5.7.00 1)
What should I do after the credit card expires?
1. For students who don't want to continue using credit cards, please see here (you can skip if you want to continue using them):
If your credit card is about to expire and you decide not to use it any more, you can explain it to the issuing bank one month in advance, apply for canceling the card and pay off the overdraft money, because even if the card expires, if you don't continue to use it, the debt in the card still exists.
And if the money is not paid by the final repayment date, there will also be bad credit records, which may have an impact on future loan applications.
After paying off the debt, you only need to bring your credit card and personal ID card to the issuing marketing card.
2. For students who want to continue to use credit cards, please see here:
Generally, the issuing bank will notify the cardholder by SMS or telephone before the credit card expires. Of course, cardholders can also take the initiative to ask the bank for a new card before the credit card expires.
Cardholders can apply for a new card at the bank with their credit card and personal ID card, or they can ask the bank to send the new card to the designated address.
After the new card is replaced, the credit limit, points and arrears will be transferred to the new card. You don't have to return the expired card to the bank, just destroy it yourself.