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Is it true to spend money to increase credit card balance?
Fake.
The process of spending money to increase the credit card limit: First, add WeChat group ads like crazy, add them as friends through WeChat, or consult the phone number left in the ad about the relevant procedures and handling fees for increasing the credit card limit, wait for the other party After deciding to increase the credit card limit through Yu, Yu asked the other party for information such as credit card account number, credit card inquiry password, and ID number.
After obtaining this information from the other party, Yu called the customer service number of the relevant bank to check whether the other party's credit card could be used to transfer money. If so, he logged into a gaming company website called "Qiangui" , enter the other party's credit by charging money into your own game account.
The website will automatically send the verification code to the mobile phone bound to the other party's bank card. Yu then contacts the other party via WeChat or phone to obtain the other party's verification on the grounds that virtual transactions are required to increase the credit card limit. code, and then recharge your account.
Then, according to the rules, the game on the website will return the money charged to the game account to the bank card bound to the game account. In this way, the other party's money becomes Yu's money. . After success, Yu disappeared immediately, changed a new number and continued to defraud.
Extended information
Increase the credit card overdraft limit, more than 30 times in 4 months
On December 10, 2015, the Criminal Investigation Brigade of Hunchun City Public Security Bureau received Zhu, a member of the public, reported to the police that he was charged 2,000 yuan in the name of increasing his credit card limit on WeChat. The police handling the case combed through recent unsolved cases and found that the WeChat account was involved in multiple cases, with a total amount of nearly 10,000 yuan involved.
By inquiring about the WeChat-related information used by the criminal suspect and tracking the whereabouts of the money, the police finally determined that the owner of the suspected WeChat-related mobile phone and the owner of the account to which the money was remitted were both Yu.
On December 31, 2015, Hunchun police arrested the criminal suspect Yu in a community in Jilin City. After review, Yu truthfully confessed that from August to December 2015, he published false information that could help others increase their credit card limits through WeChat Moments, and committed more than 30 crimes.
In the course of handling the case, the police seized 6 mobile phones of the suspect and verified 7 mobile phone numbers and more than 10 WeChat IDs of the suspect, with a total amount of more than 40,000 yuan.