Hello, for installment shopping with a China Merchants Bank credit card, if your credit card can be used normally, the installment limit is your actual available limit. For example: If your current actual available limit is RMB 3,000, the amount of installment transactions that can be processed does not exceed RMB 3,000. If you are unable to apply for installment due to insufficient quota, it is recommended that you adopt the following methods: (1) Apply to increase the fixed quota; (2) Complete the installment transaction by depositing the corresponding amount of money for the insufficient quota (i.e., overpayment installment); This needs to be applied manually. (3) Pay part of the money to the merchant in cash or other ways to reduce the amount of installment payment; (4) After the one-time payment, call to apply for bill installment, but bill installment needs to pay corresponding handling fees. Whether the application is approved will be determined by our bank The comprehensive evaluation result shall prevail.

If you have any questions about other China Merchants Bank credit cards, please search "4008205555" in QQ business friends and add "China Merchants Bank Credit Card Center" as a friend; or search the number "cmb4008205555" in WeChat to follow "China Merchants Bank Credit Card Center" For consultation, thank you for your attention and support to China Merchants Bank!