According to Chinese law, how long it takes for someone to be prosecuted for overdue credit card debt depends on the specific circumstances. The following are detailed instructions:

1. Number of days overdue: The number of days overdue on a credit card balance is an important factor to be considered. Usually, banks or credit card companies will take collection measures against debtors after a period of overdue payment. The specific number of overdue days will vary according to bank policies and contractual agreements.

2. Amount owed: The amount owed is also an important factor in determining whether to be sued. If the balance owed is smaller, the bank or credit card company may use other methods, such as collection calls or mediation. However, if the amount owed is large, the bank may choose to take legal action to recover the debt.

3. The borrower’s willingness to repay: Banks or credit card companies usually consider the borrower’s willingness to repay. If the borrower proactively contacts the bank and expresses its willingness to pay off the debt, the bank may grant a certain grace period or provide repayment assistance. However, if the borrower consistently fails to repay the loan or has a negative attitude, the bank may choose to take legal action.

To sum up, the time it takes for you to be sued for an overdue credit card debt of 10,000 yuan depends on the number of overdue days, the amount owed and the borrower's willingness to repay. If the overdue period is long, the amount owed is large, or the borrower is unwilling to repay, the bank or credit card company may choose to sue.

Extended information:

In order to avoid being sued, it is recommended that credit card holders pay off their debts in time and contact the bank or credit card company to actively solve the repayment problem. When facing financial difficulties, you can negotiate with the bank to formulate an amortization plan or apply for interest exemption and other measures. In addition, reasonable planning of personal finances and ensuring on-time repayment are also important ways to avoid overdue payments and being sued.

The above are the answers about being sued for overdue credit card debt of 10,000 yuan. I hope it will be helpful to you. If you have more questions, please contact your local bank or credit card issuer.