The validity period of CITIC Bank's credit card will be printed on the card, generally located below the card number on the front of the bank card, and identified by numbers, specifically indicating the year and month. If the validity period of the card is 9/22, it means that the card can be used until September 2022. In addition, the cardholder can also call the customer service hotline on the back of the bank card to inquire, explain the specific needs to the customer service, and then inquire about the effective date; You can also bring your ID card and credit card to the corresponding bank outlets for inquiry.

Before the card expires, CITIC Bank will issue a new card to users, and the old card will be invalid after the new card is activated. Or the user can choose not to activate the new card and directly cancel the old card. The credit card of CITIC Bank is valid for a maximum of five years, and the credit card beyond the validity period will not be used.

What are the requirements for credit card application of CITIC Bank?

1. The applicant is an adult of 18 years old and has full capacity for civil conduct.

2. The applicant has a stable job and a legitimate source of income, and has the ability to repay the loan principal and interest.

3. The applicant has a good credit record and no bad credit record.

4. The applicant can provide valid identity documents, proof of work income, and proof of property, deposit and vehicle ownership if conditions permit.