I want to apply for a Everbright Bank credit card. Which one is better?
According to the analysis of credit card level, annual fee collection, rights and interests available to consumers, etc., the following two The credit cards of China Everbright Bank are better: China Everbright Little Yellow Duck Dream Theme Card, Longteng Platinum Credit Card and UnionPay Gold Card.
1. Little Yellow Duck Childhood Theme Card:
Level: Gold Card
Annual fee: 200 yuan/year, free annual fee operation is provided for swiping the card . The annual fee will be waived in the year you apply for the card. If you make three purchases or spend more than 2,000 yuan in that year, the annual fee will be waived the following year.
User rights and interests:
1. High-cost travel insurance: Users can enjoy travel accident insurance with a maximum insured amount of 1 million yuan when traveling. When consumers travel long distances, they can use the Little Yellow Duck Dream-themed card to make purchases. Once it takes effect, they can obtain a high amount of insurance to protect consumers' travel.
2. B.Duck shopping discount: Users can enjoy 15% off VIP treatment when purchasing the light-up yellow duck childlike theme card at clothing stores and boutiques with the B.Duck brand.
2. Everbright Bank Longteng Platinum Credit Card:
Level: Platinum Card
Annual fee: The annual fee is 1,188 yuan in the year of application, which will be deducted based on points in the following year. 200,000 points can be used to offset the annual fee for one year.
User rights:
1. Travel rights: Users can use unlimited Longteng VIP room services within 6 months from the date of approval. Points can be obtained after 6 months. When redeeming points, they can only be used as deductions for personal consumption.
2. Roadside assistance: Users can enjoy roadside assistance services no more than 6 times a year. The vehicles that enjoy this service include: the vehicle under the customer's own name, the vehicle of the customer's legal spouse and the vehicle in which the customer is riding. It can take effect when it cannot drive normally and needs rescue due to breakdown. Included are: emergency fuel delivery, towing and quick repair services.
3. Various insurances: Accident insurance includes aviation accident insurance, train and ship accident insurance, automobile accident insurance and other types of traffic accident insurance. Delay insurance covers flight delays of more than 2 hours, and you can receive compensation of 300 yuan, three times a year.
3. Everbright Sunshine Credit Card UnionPay Gold Card
Level: Gold Card
Annual Fee: No annual fee for swiping the card
User Rights: Although it is a gold card level, some high-interest items are temporarily unavailable because it does not belong to the theme card. However, all preferential measures held by China Everbright Bank can be participated for free.
Which credit card from China Everbright Bank can you recommend?
Hello, let me answer your question! China Everbright Bank has a wide variety of credit cards, including Fortune Card, Golf Card, Yanhuang Credit Card, Ruyi Sanbao Card, etc. I personally recommend Fucard and Sunshine Business Travel Credit Card. First of all, the meaning of Fuqua is very auspicious, and the color is bright red, which brings luck to each other. Then you can choose interest-free installments, and you will also receive high-value travel accident insurance. Then I think the Sunshine Business Travel Credit Card has the most discounts among Everbright Bank credit cards. It has a 50-day interest-free repayment period, and you can apply for installments regardless of location, amount, or merchant. Hope I can help you!
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Hello, let me introduce to you the credit cards of China Everbright Bank! What impressed me deeply were some very special credit cards. For example, there is a green zero-carbon credit card, which I feel is very suitable for environmentalists, but there are not many activities. You can get 50 yuan of phone credit for the first time. Then, the Esquire co-branded credit card can enjoy exclusive discounts on famous products, and there is a 25% discount on magazine orders, which is very popular among some men. There is also a credit card called Yanhuang Credit Card, which is specially designed for overseas Chinese and people from Hong Kong, Macao and Taiwan. You can refer to it to see which one you like.
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Which Everbright Bank credit card is the best?
Everbright Sunshine Credit card gold card, Everbright American Express Enjoy Card, Everbright Xiaoxin Standard Platinum Card, Everbright Caesar Travel Platinum Card.
1. Credit card, also called credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.
2. Credit cards stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on Relevant Credit Card Provisions") refer to credit cards issued by commercial banks or other financial institutions with the functions of consumption payment, credit loans, An electronic payment card with full or partial functions such as transfer settlement, cash deposit and withdrawal, etc. On December 1, 2017, the "English Translation and Writing Standards in Public Service Fields" was officially implemented.
3. Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card A debit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient for payment, the card can be overdrafted within the specified credit limit. The so-called credit card generally refers to a credit card only.
4. Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country. Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.
5. The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his basic information, etc. And submit certain copies of documents and certificates to the card issuing bank. After the customer fills in the application form truthfully according to the content, the customer must also submit the relevant credit certificate while submitting the completed application form.
6. The application form is accompanied by a credit card use contract. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must Has the applicant's autograph.
This concludes the introduction to the good Everbright credit cards and the best credit cards from China Everbright Bank. Have you found the information you need?