First, you can check if the credit card is not opened.
The credit card is not opened, that is, it is not activated. Although it cannot be used, you can check the limit: 1. Customer service phone directly call the customer service phone of the issuing bank to verify the identity inquiry; 2. SMS: Most banks have SMS instructions to check the credit card limit, and cardholders can send SMS to get the limit; 3. Credit card mailing letter: The bank sends the credit card to the cardholder by registered letter, which will indicate the total credit limit of the credit card. In addition, you can also check the credit card limit through the issuing bank's online banking, mobile banking and WeChat banking.
Second, the credit card limit.
Credit card limit refers to the maximum overdraft limit of credit cards issued by banks to credit card holders. Different credit card levels have different limits, including:
1, and the general credit card limit is around 3000- 10000;
2. The gold card amount of the credit card is about10000-50000;
3. Credit card platinum card amount is more than 50,000, and so on.
The credit card limit is mainly determined by the comprehensive qualifications of the credit card applicant, such as personal credit and repayment ability. I want to know how much credit line I have, so that I can apply for a credit card at the bank.
The amount of any credit card depends on the effective income provided by the individual during the application process and the value of the asset guarantee. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit. Therefore, the applicant must provide proof of income, provident fund social security and asset guarantee statement. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.