Does not belong. Bank cards include credit cards and debit cards. A credit card is just a type of bank card. In terms of appearance, debit cards and credit cards have the following differences:

1. Most debit cards do not have the pinyin of the name, while credit cards have the pinyin of the holder's name.

2. Usually the card number and name of a credit card are pressed out in three-dimensional characters, while the card number and name of a debit card are usually printed.

3. Many debit cards will have a label on the front of the card: debit card/deposit card.

4. Many banks have specialized brands.

5. There are usually "notes" on the back of the card, which often indicates what type of card it is.

6. Most debit cards do not have international settlement functions, so they only have the "UnionPay" logo; while most credit cards are currently dual-currency or foreign currency cards with the logos of international card organizations such as VISA or MASTERCARD.

Extended information:

The cards of rural credit cooperatives are generally divided into savings cards, credit cards, and debit cards. Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, composed of members holding shares, practicing democratic management, and mainly providing financial services to members. Rural credit cooperatives are independent corporate legal persons. They bear responsibility for the debts of rural credit cooperatives with all their assets and enjoy civil rights in accordance with the law.

Their property, legitimate rights and interests and business activities carried out in accordance with the law are protected by national laws. Its main task is to raise idle funds in rural areas and provide financial services for the development of agriculture, farmers and rural economy. In accordance with national laws and financial policies, organize and regulate rural funds to support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and restrict and crack down on usury.

Rural Credit Cooperatives are divided into the following departments, Rural Credit Cooperatives Cooperatives, Rural Credit Cooperatives International Finance Department, Zhengtong Rural Credit Cooperative Training School, Rural Credit Cooperative Credit Department, etc. It is currently under the dual leadership of the China Banking Regulatory Commission and the State Council. department.

Classification method of bank cards:

Generally, bank cards are divided into credit cards and debit cards according to whether they give the cardholder a credit limit. In addition, bank cards can also be divided into the following categories:

1. According to different information carriers, they are divided into magnetic stripe cards and chip cards.

2. According to whether the issuing entity is in the country, it is divided into domestic cards and overseas cards.

3. According to the different objects of issuance, it is divided into personal cards and corporate cards.

4. According to the currency of the account, it is divided into RMB card, foreign currency card and dual currency card.

Baidu Encyclopedia_Bank Card