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Is the credit card limit of Fang Fei Postal Savings Bank high? What is the limit?
Fang Fei Credit Card is the first female credit card product of Postal Savings Bank, which was launched on Women's Day in 2023. Mainly for women. Fang Fei women's theme cards are now issued with gold and platinum cards, with standard layout and paid layout to choose from. Let's look at the details.

Is the credit card limit of Postal Savings Bank high?

Yes, the credit limit of Fang Fei Credit Card of Postal Savings Bank is relatively high among similar credit card products. There are two types of credit lines, namely, gold card credit line of 5000-65438+ 10,000 yuan and platinum card credit line of 300,000-500,000 yuan. The virtual card stage is consistent with the physical card, subject to the audit results.

Fang Fei Credit Card of Postal Savings Bank adopts a combination of virtual card and physical card. The virtual card is activated and the physical card is replaced the next day. Perfume technology is added to the payment page, and the card surface emits fragrance.

With the theme of "everything you know, everything you can say", I hope to have emotional resonance with female customers. In addition, combined with the consumption and living habits of female customers, "Fang Fei Credit Card" also provides exclusive gifts for cardholders: new customers who meet the standards for the first time can receive gifts such as lipstick, household items and UnionPay red envelopes, and customers who meet the standards every month can also receive UnionPay red envelopes and perfume.

Annual fee of Fang Fei Credit Card of Postal Savings Bank:

1 gold card: annual fee of the main card 125 yuan/year, and annual fee of the auxiliary card/60 yuan/year. Free of annual fee in the first year, and free of annual fee in the following year after swiping the card six times in the first year, excluding cash withdrawal.

2. Platinum card: 500 yuan as the main card and 200 yuan as the auxiliary card. The annual fee is free in the first year. When the consumption in the first year reaches 70,000 yuan (calculated separately for the main and auxiliary cards), the annual fee for the main and auxiliary cards in the next year will be reduced by 20 items.

You can't apply for the gold card and platinum card of Fang Fei Credit Card of Postal Savings Bank at the same time, nor can you apply for the standard layout and paid layout of the gold/platinum card at the same time. The primary card and the secondary card cannot apply for different layouts. The application for platinum card was unsuccessful, and it met the conditions for issuing gold cards. It was agreed to downgrade and issue gold cards with the same layout.