Credit cards (debit cards) that can be applied without a company include student credit cards (debit cards) and supplementary cards, while regular credit cards (debit cards) must fill in the company's application materials. Student credit card (debit card) can be applied only by my ID card+student ID card, and there is no need to have a work unit during the period. The conditions for handling supplementary cards are simpler. As long as the main cardholder agrees, then you can apply for a secondary card.

Therefore, in order to apply for an ordinary credit card (debit card), users must have a work unit. Without a work unit, you can't handle ordinary credit cards (debit cards).