If the savings card has not been used for more than two years, the bank card will be automatically cancelled, and the fee will not be deducted, which will not affect the reputation. If you have time, you can close your account at the bank. If there is no time, it is ok not to cancel the account.

The process of canceling the bank card:

1. You must go to the card bank to handle business, show your ID card and bank card, and fill out the account cancellation document.

Only when you do the card, you need to close the account, and the credit card must pay off the arrears in the card, or there are online banking services, and you must stop the machine to close the account;

2. You can also cancel the business through the telephone banking service of the bank according to the process. Here, some users have opened telephone banking, online banking and other services. You must cancel this service through telephone banking. The general process is to make a phone call, enter the ID number, account number and password, and then close the account as prompted.