It is difficult to determine which bank's VISA credit card is the best, because each bank's credit card has its advantages and disadvantages, and it depends on your needs and usage habits. Here are some factors you can consider: 1. Focus on offers and benefits: Some banks may offer more discounts, cash back, and other benefits that are dependent on the goods and services consumers purchase. For example, some banks may offer more travel benefits, while others may offer more shopping discounts. 2. Annual fees and interest rates: Most banks charge cardholders a certain annual fee, and interest rates are also one of the factors that need to be considered. Therefore, if you want to get a VISA credit card with no annual fee at the lowest interest rate, you can choose different banks to compare. 3. Card types and functions: Different types of VISA credit cards are suitable for different consumption needs. For example, whether the credit card comes with functions such as service fees for paying card swipes and special discounts for hotel stays is also one of the factors that need to be considered. 4. The bank's reputation and service quality: Finally, you need to consider the bank's reputation and service quality to ensure that the service and support you receive in the future are reliable and timely. So you can ask other people for their opinions or look at the bank’s ratings to find out more. In short, when choosing a VISA credit card, it is recommended that you choose which bank is more suitable for you based on your specific consumption needs and advantages and disadvantages.