How about the Industrial Bank credit card?

Any bank has two sides, good and bad. We can't generalize, but generalize. We should treat it rationally, split it in two and analyze its advantages and disadvantages. Industrial Bank is a formal bank. It was established in August 1988 with the approval of the People's Bank of the State Council and the People's Bank of China of the People's Republic of China. Industrial Bank is the first joint-stock commercial bank in Chinese mainland. Since its establishment, it has become one of the few national joint-stock commercial banks in China and has been well received by all walks of life at home and abroad.

Advantages of Industrial Bank's credit card:

Saving money: Under normal circumstances, Industrial Bank's credit card should pay an annual fee, but Industrial Bank also provides a preferential activity policy for the annual fee. The Industrial Bank credit card handled in the first year can enjoy the annual fee-free policy. In the first year, you can also waive the annual fee for the next year. As long as you swipe your card with any amount of industrial credit card for five times, you can save a lot of annual fee funds and enjoy it for free.

large amount: customers generally do not choose small industrial bank credit cards. The maximum amount of the Industrial Bank's credit card Jinpu Card can reach 5, yuan, so there is no trouble with the low amount.

points: Industrial Bank will provide points for customers' credit card consumption, and customers can get gifts through the corresponding points provided by Industrial Bank. After the card expires and the cardholder renews the card, the points will be automatically renewed.

Simplicity: The application process of Industrial Bank's credit card is very simple, and there is no need to provide guarantor and deposit. Industrial Bank can issue credit cards according to the applicant's personal credit situation.

universality: industrial bank credit cards can be consumed by special merchants with unionpay logo all over the country, and can also be withdrawn from ATMs with unionpay logo all over the country.

security: in order to ensure the security of customers using the card, customers can enjoy the security guarantee of zero card loss risk.

convenience: customers don't have to travel around when repaying, and they can also realize the credit card repayment business of Industrial Bank across banks.

quickness: in general, in order to avoid overdue repayment, customers repay and transfer money in advance, and the bank card of Industrial Bank can arrive in real time. :

Credit card application conditions of Industrial Bank

1. The age is between 18 and 6. If you apply for an online credit card, you need to be between 22 and 6;

2. Have full capacity for civil conduct;

3. The card applicant is at least 14 years old;

4. Good personal credit, preferably no overdue records;

5. Have a stable income and job;

6. The applicant has a local branch of Industrial Bank.

In addition, if the applicant can provide more financial proof, Industrial Bank will increase your credit card limit according to your financial situation.

How about Industrial Bank's credit card

Industrial Bank's credit card is ok, the application is relatively easy, and the service is not bad. Generally, the general card of Industrial Bank is free of annual fee in the first year, while the gold card needs to meet the corresponding credit card conditions or the number of points, while the platinum card charges an annual fee no matter how much it costs. Taobao card is a general card, and if it is replaced by a platinum card (standard version), it will charge an annual fee of 2,6 yuan, but the corresponding platinum card has many discounts in all aspects.

annual fee-free policy: Puka Gold Card swipes the card five times to avoid the annual fee for the following year;

handling fee for cash advance: RMB: 2% of the cash advance, the minimum RMB2 yuan/transaction (regardless of the same city and different places), foreign currency: 2% of the cash advance, and the minimum USD2 yuan/transaction (regardless of the same city and different places);

Multi-account management: the line * * * enjoys independent repayment on the billing day;

installment business: installment business is supported, including interest-free installment for specific merchants (3, 6, and 12), installment payment for bills (3, 6, 12, 18, and 24 installments for commodities and merchants), and installment for single consumption (3, 6, 12, 18, and 24 installments). You can use a credit card for single consumption in 1 yuan.

billing date: according to different card types, the billing date is different, and the cardholder can change it every six months;

card types: general card (with a quota of 15-5 yuan) and gold card (with a quota of 7-5 yuan);

Industrial Bank was established in 1988 and its head office is located in Fuzhou, Fujian Province. It is one of the first joint-stock banks in China and ranks among the top 3 banks in the world. Industrial Bank Credit Card Center was established in July, 24. It is a directly affiliated institution of the head office headquartered in Shanghai, and is fully responsible for the operation and management of the credit card business of Industrial Bank.

in order to better serve customers and enrich the product functions of credit cards, Industrial Bank credit cards have promoted a number of withholding and remittance services in different cities across the country. Business types mainly include: mobile phone fee withholding of China Unicom, telecom fee withholding, tap water fee withholding, electricity fee withholding, gas fee withholding, gas card withholding and so on. With the continuous development of new business, Industrial Bank Credit Card will strive to develop diversified withholding services according to market conditions to meet the payment needs of different customers.

How about the Industrial Bank's credit card _ Is the Industrial Bank's credit card approved?

Founded in 1988 and headquartered in Fuzhou, Fujian Province, Industrial Bank is one of the first joint-stock banks in China, ranking among the top 3 banks in the world. Industrial Bank Credit Card Center was established in July, 24. It is a directly affiliated institution of the head office headquartered in Shanghai, and is fully responsible for the operation and management of the credit card business of Industrial Bank. What about the Industrial Bank credit card? Is the Industrial Bank credit card easy to approve?

Basic features of Industrial Bank's credit card:

You can choose whether to spend by signature or add password protection. Industrial Bank's credit card fully takes care of your convenience and security needs.

Zero risk of loss reporting

If the card is lost, you can call the 24-hour customer service hotline 95561 or through the interactive SMS service to complete the loss reporting procedures, and the loss reporting will take effect immediately, without worrying about all the risks afterwards.

one card with two currencies

RMB and USD are specially provided for distinguished card users, which can be used to sign accounts and spend money in more than 2 countries and regions around the world. consumption abroad can repay in RMB, with one card in hand, and it is popular all over the world.

Various repayment methods

We provide you with up to seven repayment methods, such as cash repayment, ATM transfer repayment, autopay repayment, online banking repayment and telephone banking repayment, so that you can easily repay anytime and anywhere, which is very worry-free.

is industrial bank's credit card easy to approve?

Whether a credit card or a loan is approved or not is actually based on personal qualifications. Even if it is approved, the amount is high or low. Some people have only a few thousand, while others have tens of thousands or even hundreds of thousands. These results are mainly determined by your personal qualifications, such as your personal work, income, including assets and real estate in your name. These are decisive factors. Of course, the bank still pays more attention to this aspect. However, according to the old friends who have applied for the Industrial Bank credit card, it is relatively easy to approve it compared with other popular bank credit cards. The qualified old brothers have also set a limit of 2, yuan, and even 5, yuan. It can be seen that Industrial Bank has also put some water in the card approval for improving its business volume, so it is better to approve the Industrial Bank credit card.

This is the end of the introduction about how Industrial Bank handles credit cards and which credit card Industrial Bank handles. Did you find the information you need?