Both of them can be swiped. As long as your bank card balance or credit card balance is sufficient, you can swipe your card. \x0d\ Handling POS machines needs to be provided by banks or China UnionPay. Now, in order to win this kind of customers, banks generally don't need the deposit fee of machines, but there is a handling fee of 0.5-2%, and basically there will be a certain discount. Different banks have different policies. \x0d\ After handling the POS machine, you need to open a fund account in this bank with a special code. All transactions on POS machines will be received immediately through the bank transfer system and remitted to your fund account. This is very convenient. \x0d\POS machines do not provide cash withdrawal service, and some merchants rely on their working capital.