1. The repayment amounts of the three are different

(1) Full repayment of a credit card means that you pay off the " "The entire repayment amount due", if the payment is made in full and on time, the consumer transactions on the current bill will enjoy interest-free repayment treatment.

(2) The minimum repayment amount means that you pay off the "minimum repayment amount" listed on the current bill before the payment due date. In this case, your personal credit will not be affected. , but because the payment has not been repaid in full, consumption transactions are not interest-free. Interest will be accrued from the date when the consumption is recorded, and compound interest will be accrued on a monthly basis.

(3) Not selecting the repayment method means not selecting the automatic repayment method, then the card owner needs to manually repay before the repayment date every month.

2. The interest rates among the three are different

(1) Under the full repayment method, no interest will accrue if the payment is made on time.

(2) The minimum repayment amount is not interest-free for consumer transactions. Interest will be accrued from the date when the consumption is recorded, and compound interest will be accrued on a monthly basis.

(3) If you do not choose the repayment method, if you manually repay on time every month, you will be interest-free. If you choose installment, interest will be charged.

3. The three repayment methods are different

(1) Full repayment and minimum repayment will be automatically deducted every month.

(2) If you do not choose the repayment method, the monthly payment will not be automatically deducted, but manual repayment is required.

4. The benefits of the three packages are different

New credit card users who choose to activate the minimum repayment amount and meet the conditions during the event will receive a 50 yuan cash rebate. The same Customers can only enjoy it once. The other two methods do not enjoy this discount.

China Construction Bank-the difference between full repayment and minimum repayment of credit card