How about Xiaomi Credit Card? Users can examine it from the following aspects as a reference for judgment:

1. Credit card limit: Xiaomi Credit Card has gold card, platinum card, and platinum card ( There are three types of cards: Black Technology). The maximum limit of the gold card is 50,000 yuan. The other card types generally have higher limits than the gold card. The specific limit is related to the applicant's own qualifications. The limit of the following card shall prevail.

2. Card fee collection: The annual fee for the gold card is 200 yuan/year. If you swipe the card or withdraw cash once within 30 days of purchasing the card, the first-year annual fee will be waived. If you swipe the card or withdraw cash 5 times within a year, the annual fee for the next year will be waived. , and so on; the annual fee of the Platinum Card is 480 yuan/year, the annual fee is waived in the first year, and the annual fee for the next year is waived by swiping the card or withdrawing cash 12 times, and so on; the annual fee of the Platinum Card (Black Technology Edition) is the same as that of the ordinary Platinum Card , but a card production fee of 66 yuan/card is required.

3. Cardholders’ rights: Cardholders can not only enjoy Xiaomi Mall discounts, doubled points, etc., but also enjoy various rights of credit cards of the same level as CITIC Bank.