The 2021 Tesla model 3 not only has a longer range, but also has black exterior decoration instead of chrome, standard wireless phone charging pad, power box cover, metal steering wheel control dial instead of plastic, and new window design to help reduce outside noise. Tesla model 3 can be said to be an excellent choice for electric vehicles. For the purchase of Tesla Model 3, there are also the following loan options, which are briefly introduced below. #3p4#, Tesla’s official loan The annual interest rates of Tesla’s official loans are 4 and 4.33, which translate into actual annual interest rates of 7.56 and 8.04. This interest rate is relatively high. It is not recommended to take this method of loan. Buy a car. #3img4#, e-installment of bank installment card The current fee rate required for e-installment per year is 3, the actual interest rate is 5.88-6, and if the repayment is made early, a penalty of 3 will be charged. When applying for e-installment of a bank installment card, you will be given a separate consumer debit card. You can only use the card to make purchases, but you cannot withdraw cash. You have to apply at the counter, which is also troublesome.

3. The annual interest rate of Shanghai Bank’s Tesla loan is 3.24, and the actual annual interest rate is 5.88-6.12. Compared with official loans, it will be cheaper, but whether it can be repaid early is different. The answers given by bank staff are different. Some said that it can be repaid early after one year; some said that it can be repaid after 2 years; and some said that it can be repaid after deducting 2 months of interest. Pay off your loan early. There are many tricks involved. Secondly, this loan method takes a long time to apply for and requires physical cards to be mailed, which is relatively troublesome.

4. Bank flash loan The bank flash loan system will automatically approve the interest rate based on different people. The interest rate is generally between 5 and 12, and there are 10% off coupons that can be obtained. If the interest rate is 5.94, then After discount, it is 5.346. The longest loan period is 5 years, and you can repay early at any time.

5. Bank of Communications has a lot of credit card installment activities, and the discounts are also very cost-effective. For example, the interest for credit card installments after one year is 4.8 and 5.04 for two years. There is a 3 handling fee for early repayment, but you can Some of the handling fees will be waived for telephone applications, but not all. Tesla's 3-year interest-free policy is mainly a policy launched to promote the sales of imported Tesla Mode3 after the domestic Tesla Mode3 was launched. The launch of the 3-year interest-free policy has alleviated the economic pressure on many consumers. But even with three years of interest-free, the final prices of imported Tesla Mode3 and domestic Tesla Mode3 are almost the same. Not a big advantage. Tesla's three-year interest-free offer is mainly for several models, including the Mode 3 long-range rear-wheel drive version, the Mode 3 dual-motor all-wheel drive version and the Mode 3 high-performance dual-motor all-wheel drive version.