Banking financial institutions should follow the principle of prudence in issuing credit cards to students. Credit cards (except supplementary cards) shall not be issued to students under the age of 18. When issuing credit cards to students who have reached the age of 18 and have no fixed job or stable income, the second repayment source must be implemented, and the second repayment source should have the corresponding repayment ability. Before issuing a card, a banking financial institution must confirm that the second repayment source has agreed in writing to bear the corresponding repayment responsibility, otherwise it may not issue a card.

This is the requirement of the Notice of China Banking Regulatory Commission on Further Regulating Credit Card Business, which was implemented in September 2009.

If he is over 18 years old, and can provide financial proof of stable repayment (work income, real estate vehicles under his name, etc. ), it is still possible to get the card.

Now banks are controlling risks. See if the brothers and sisters in the hall asked you to fill out the form. No, if you can fill out the form, there is hope. It's approved, but it's difficult.