1. As long as you have the other party's name and repayment account, you can send money through online banking, mobile banking or credit card APP to help others repay their credit cards.

2. You can directly input the other party's card number on the ATM and directly transfer the money to the other party's bank card.

3. wechat or AliPay can also help others return their credit cards.

4. Users can convert money into cash to repay others, or directly transfer red envelopes to credit card holders to handle repayment business by themselves.