Guangfa Bank Smart Credit Card has two credit card levels: regular card and gold card. Credit card limits of different levels have different standards. The credit limit for regular cards: 2,000-10,000 yuan; the credit limit for gold cards: 10,000-50,000 yuan. However, the specific credit limit will be evaluated by China Guangfa Bank based on the application materials and personal credit status submitted by the credit card applicant, thereby deciding whether to issue a credit card and the specific credit limit to be approved. The better the personal qualifications, the higher the quota.

Guangfa Credit Card Smart Application Conditions

1. The main card application age must be between 18 and 55 years old (overseas applicants must be between 25 and 60 years old)

2. Applicants for supplementary cards must be the parents, spouse or children of the main cardholder (over 18 years old)

3. Have a stable career and income, good credit and on-time repayment Ability to pay interest

If you feel that the credit card limit you applied for is not enough, you can also apply to the bank for a limit increase after using it for a period of time, which can help you increase the limit of your credit card.