Generally speaking, the credit card promotion amount is divided into permanent withdrawal and temporary withdrawal, depending on which withdrawal method you want. However, one bank stipulates that you can apply for a temporary credit line after 3 months of credit card processing, and you can apply for a permanent increase in credit line after 6 months.

Tips for temporarily increasing the quota:

It is much easier to apply for temporary quotas than to permanently increase them. In addition, banks will withdraw from activities on holidays and take the initiative to make temporary withdrawals. However, if you need to apply for temporary withdrawal at ordinary times, the bank will approve it according to your actual situation.

However, it should be noted that the temporary withdrawal amount is generally 20% to 50% of the existing amount. The temporary limit is generally raised by one month, and the longest is not more than three months. After the temporary limit expires, the credit card limit will be restored to the original credit limit. After the temporary limit expires, the used temporary limit (the part exceeding the fixed limit) will be included in the minimum repayment amount of the latest bill and must be paid off in one lump sum on the due repayment date.