(1) My identification can be ID card, military officer's card, household registration book, etc.
(2) Confirmation letter of card receipt mailed with the credit card.
(3) Work certificate, this must be stamped with the official seal of the unit.
The main purpose of the interview is to confirm the identity of the cardholder. The interview process is simple and not complicated. The central bank stipulates that credit cards need to be audited in person, and it is necessary to confirm whether I apply in person and whether there is any suspicion of stealing information.
Extended data
Matters needing attention in using credit card
I. Credit card repayment method
1, within the issuing bank
This method includes: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.
2. Transfer/remittance repayment
Mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.
3. Online repayment
Common domestic network platforms are: UnionPay Online, Kuaiqian, Shengfutong, Alipay, Tenpay and so on. Choose different platforms and banks, and the charging standards and specific arrival time are different.
Second, credit cards should be repaid in time.
Cardholders should pay special attention to the last repayment date of credit cards. The last repayment date is the last day of the interest-free repayment period. Before that, the repayment is interest-free. Overdue, all consumption funds will no longer enjoy interest-free repayment treatment. The bank will calculate the interest on a daily basis with the amount of consumption as the principal, with a daily interest rate of 0.5 ‰, compound interest every month and a late fee.
Therefore, the use of credit cards should be repaid in time, otherwise it will cause overdue. Consequences of overdue:
1. The liquidated damages are generally the minimum repayment amount, that is, 5% of the unpaid part.
2, the interest rate is high, and it is rolling interest. When there are many debts, the interest rate is scary.
3. Overdue will tarnish the credit record, resulting in the inability to handle financial needs such as buying a house and lending in the next two years.
4. The overdue payment is more than 3 months, and the amount exceeds 1 000 yuan, and the bank has repeatedly failed to make dunning. At that time, you will not only pay back the money, but also bear criminal responsibility.
? Baidu encyclopedia-credit card