It means that the cardholder will be frozen due to late repayment or cash withdrawal. If it is considered to be a cash out, the cardholder needs to prove to the bank that it is not a cash out, and it can be unfrozen after the bank verifies. If the debt is not repaid overdue, the user should repay it on time, and then call the bank's credit card center to apply for activation. After the credit card center approves, the freeze can be released.

If the use in other regions or the login of other devices are controlled, you should call the bank’s customer service number and explain the reasons. Under normal circumstances, it will be lifted within three working days. The bank's control records will be kept for six months. After the card holder is released from the control, he should make good use of the card in the future to ensure a good usage record.

Can credit cards still be used after risk control?

Not necessarily, it depends on the following two situations:

1. It can be used after risk control. If it is subject to minor risk control, such as ordinary derating, receiving a bank warning text message, or being unable to When applying for installments, etc., if such problems arise, you can use it, but the user's credit card limit will be reduced to zero. As long as the card is not blocked, you can still save money for consumption.

2. The card cannot be used after risk control. If it is due to restricted transactions, inability to swipe the card, or the card is blocked directly, these situations are serious and will cause the card to be unusable. If the user still wants to continue using it, he needs to call the bank customer service to see if the risk control can be lifted, and then it can be lifted.