The consequences of credit card inability to repay.

1. Close the bank account. If you can't repay in time, all your online payment platform accounts will be frozen.

2. Don't be a boss, director, supervisor or senior manager.

3. Vehicles can't get on the expressway. Buying air tickets, train soft sleepers, insurance wealth management products, non-essential means of transportation, travel and holiday products through Taobao or Tmall platforms, booking hotels and guesthouses above three stars, and conducting luxury goods transactions online are all restricted.

4. Travel is greatly restricted. I can't buy a plane ticket, a soft berth for a train or a second-class cabin for a ship. I can't take the first-class seat of the high-speed train or the bullet train, and I can't buy a private car instead of walking.

5. The only house that can be auctioned.

6. No more credit business.

Legal basis: Article 196 of the Criminal Law of People's Republic of China (PRC) is the crime of credit card fraud. If the amount of malicious overdraft is more than 20,000 yuan, it is considered as "a large amount" as stipulated in Article 196 of the Criminal Law, which has constituted a crime. The public security department can directly arrest people after performing normal procedures.