How to inquire about the credit line of Taobao Film Pudong Development Bank

Each credit card has a credit line, which can be used by swiping the card within the credit line. So, how do you know your credit card limit? Here, taking Pudong Taobao Film Credit Card as an example, I would like to introduce several common inquiry methods of credit card limit.

Pudong Taobao Film Credit Card, as its name implies, is a joint card of Shanghai Pudong Development Bank and Taobao movie tickets, so it is called Pudong Taobao Film Credit Card, which is also a movie-themed credit card. You can enjoy preferential treatment when purchasing tickets online through Taobao Film. After the card application is successful, the bank will grant a credit line for cardholders to overdraw and withdraw cash.

Next, learn about the credit limit of this credit card

Like all credit cards of Shanghai Pudong Development Bank, this credit card limit is the maximum credit limit that can be used by Shanghai Pudong Development Bank according to the applicant's credit status. This credit limit can be recycled. Cardholders can overdraw within the available credit limit and then repay it on the last repayment date (inclusive) of each month. For each part of the credit limit, part of the credit limit will be restored, and the maximum overdraft limit can be used for full repayment.

In addition to the overdraft limit, Pudong Taobao Film Credit Card also has a cash withdrawal limit, which is generally about 5% of the credit limit, depending on the cardholder's comprehensive situation. You can withdraw up to 1, yuan per day by using this credit card.

I want to remind you that if you hold more than one Pudong Development Credit Card, the Taobao Ticket Card and other Pudong Development Credit Cards * * * enjoy a line, depending on the card with the highest line, that is, no matter how many Pudong Development Credit Cards you have handled, the total credit amount cannot exceed that Pudong Development Credit Card with the highest line.

If you want to know the specific credit card limit, you can inquire in the following ways:

1. Customer service telephone: Cardholders can call the 24-hour customer service hotline of Shanghai Pudong Development Bank and inquire according to the voice prompts.

2. Online banking inquiry: Cardholders can log in to the online banking of Shanghai Pudong Development Bank, enter the account password and log in to inquire about the available line.

3. bill inquiry: the cardholder can inquire about the available credit line on the credit card statement issued to you by the bank in each issue.

4. wechat inquiry: cardholders can pay attention to the wechat WeChat official account of Pudong Development Credit Card and go to WeChat official account to inquire about the specific limit.

How long will it take to approve the Taobao Film Pudong Development Bank Credit Card

After applying for the Pudong Development Bank Taobao Film Credit Card, the bank will approve it after receiving the information submitted by the applicant. If it passes the approval, it will issue the card, and if it fails, it will refuse to approve the card. Then, how long will it take for Shanghai Pudong Development Bank to approve credit cards? What should I do if I fail to pass the examination and approval? Let's take a look at it together.

Shanghai Pudong Development Bank Taobao Film Credit Card is a movie-themed credit card of Shanghai Pudong Development Bank. This card is a UnionPay platinum card, which can provide very good rights for cardholders. There are many application channels for this credit card. You can choose to apply online or over the counter.

for friends who apply for a card for the first time, if they are not backed by strong economic strength, the results of the two application channels are similar, but when it comes to the rapidity of applying for a card, it is recommended to apply online. Friends with naughty value of 6 points or above can apply for this credit card on Taobao. After the card is successfully verified, they can spend any sum and get two movie tickets.

So, how long does it take to get a Pudong Taobao Film Credit Card?

friends who have applied for credit cards online know that the credit card center will issue the review results within 1 working days after receiving the application materials. Everyone's situation is different and the review time is different. The review speed of white households is much slower than that of customers who have already held cards.

However, the approval speed of applying for Shanghai Pudong Credit Card with naughty value is much faster than that of ordinary online application channels, and users with naughty value over 6 apply for cards through this channel, and the card-downloading rate is higher than other channels.

because Shanghai Pudong Development Bank will refer to users' naughty values when reviewing credit cards, for members with high naughty values, Shanghai Pudong Development Bank's comprehensive score will be improved, and the card rate is naturally good during the review time, and the review speed is naturally fast. Many card friends report that they can generally receive the approval results within one hour.

The approval is not successful, probably for the following reasons:

1. There are few application materials

The applicant must pay attention to the authenticity and completeness of the application materials, which is an important basis for the bank to approve the card, especially when applying for a credit card for the first time.

For example, if you have a house and a car, it is more likely that you can submit the purchase contract, vehicle driving license and other approvals; If there are only simple materials such as a copy of the ID card, the probability of approval is small.

2. The bank's score is not up to standard

The bank uses a scoring system to automatically score users. Only when the score is above the score set by the bank can the card be approved, and if it is not reached, the card will be rejected. The notice that the user received "card issuance refused due to insufficient comprehensive score" refers to this score.

The credit card limit of Pudong Taobao Film is very low. The fastest way to withdraw the credit card limit of Pudong Taobao Film

Every cardholder wants his credit card limit to be higher and higher, but the reality is so cruel that he accidentally applied for a credit card with a very low credit limit and always failed to withdraw the amount. So, how to quickly increase the credit card limit? Here, let's take Pudong Taobao Film Credit Card as an example to give you an introduction.

Shanghai Pudong Development Bank Taobao Film Credit Card is a movie-themed credit card jointly developed by Shanghai Pudong Development Bank and Taobao Movie. This card is a UnionPay platinum card, with a general quota of 5, yuan. The specific quota is comprehensively evaluated by Shanghai Pudong Development Bank according to the credit and economic situation of the cardholder. Everyone has different qualifications and the approved quota is different.

If you get a low-limit Taobao Film credit card, don't be disheartened. The credit limit of Pudong Development Bank is not fixed. The bank will increase or decrease the credit limit according to the cardholder's card usage. Therefore, there is no shortcut to raise the amount quickly, only to keep swiping the card to raise the amount. In the process of raising cards, we should also pay attention to the five essentials.

Try to avoid these seven situations:

1. Don't swipe your card too early: Shopping malls and shops usually open at around 9: a.m., so it's best to wait until after 9: a.m. to swipe your card, otherwise the bank will easily think that you are cashing out, which may reduce your credit card limit.

2. Don't swipe your card too late: Shopping malls and shops usually close after 1 pm, so don't swipe your card after 1 pm, otherwise it will be easy for banks to think that you are cashing out.

3. Don't swipe the card in whole numbers: integer amounts such as 1 and 5 are best not swiped. Try to swipe the card with a decimal point every time, for example, and don't duplicate the swiped card amount.

4. Don't swipe your card too many times in the same day: it's best not to swipe your card more than five times in the same day, otherwise it's easy to think that you are cashing out if you swipe your card too many times.

5. Don't brush all the quotas at once: If the quota is tens of thousands, try to brush it out in several days, or in several strokes, and don't brush a large amount at once.

These five situations can be as follows:

1. The frequency should be high: never miss any opportunity to swipe your card, whether you buy cigarettes or drinks, you can swipe your card if you can. The more types of swiping your card, the easier it is to raise the amount, and it is not easy to be controlled by the bank.

2. The amount of credit card swiping should be consistent with your usual consumption habits: if the amount of credit card swiping is usually tens of thousands, a large number of tens of thousands of credit cards will suddenly appear, which is easy to be controlled by the wind, so the credit card swiping should be gradual, so don't jump from hundreds to tens of thousands at once.

3. Brush more merchants with points: by brushing such merchants, the bank can make money, and you can also accumulate points yourself, and then use the points to win the wool of the bank.

4. occasional installment: the installment fee is one of the sources of bank income. It is very helpful for the bank to taste the sweetness when it is not divided into installments.

5. Be sure to cherish the credit inquiry and never overdue it. If you can't repay the money by the final repayment date, you can call the bank, and generally you can wait for 3 days. You should try your best to pay it off within these 3 days ~

When using Pudong Taobao Film Credit Card, you should follow the above five requirements. In less than one year, your low-limit credit card will become a high-limit credit card sooner or later.

Do you need a face-to-face visa for Pudong Taobao Film Credit Card?

The so-called face-to-face visa actually means going to the bank outlets to verify the information, copying the ID card, and copying "I have read and signed". The purpose of face-to-face visa for credit cards is mainly to verify whether the cardholder is himself or not. Only after the principle of personal visit, personal verification and personal signature, will the bank approve the card for you. However, not all channels need to apply for a card face-to-face visa.

If you apply for Pudong Taobao Film Credit Card online, you usually need to sign in person, because the bank only receives the application materials submitted by the applicant through the Internet, but has not met the applicant personally, so it is impossible to judge whether the applicant is my own or not and the authenticity of the relevant information only from the materials.

Therefore, after the applicant has applied through the Internet and passed the examination, the issuing bank will send a short message to the applicant to inform him that he has passed the preliminary examination, and he needs to bring his ID card to any branch of the issuing bank for face-to-face interview within the specified time.

After all, a credit card is a loan lent to you by a bank, and the borrowed money has to be paid back. Therefore, you must find out all the details of the applicant's identity before you can safely lend the money to you, so as to avoid bad debts.

For this reason, to apply for a Taobao Film credit card online, only when you apply to go to the bank in person and the bank verifies your personal information one by one can you be granted a card. Credit card interview is mainly divided into three links:

1. You need to bring your ID card to the interview;

2 it is necessary to transcribe a passage as required by the bank;

3 reserve the signature for checking the signature.

to put it simply, online application for Taobao ticket credit card requires me to go to the local bank outlet and present the supporting information to activate the virtual card, that is, face-to-face signing. It should be noted that during the face-to-face interview, the counter will verify three pieces of information from you, including work unit, telephone number and address. Don't make a mistake, or you may fail.

How to apply for Pudong Taobao Film Credit Card? Conditions for applying for Pudong Taobao Film Credit Card

Do you like watching movies? Do you want to spend the least money on movie tickets? Then I suggest you apply for Pudong Taobao Film Credit Card, which can give you a discount when buying movie tickets. However, if you want to apply for this credit card, you must meet the application conditions. If you master some card application skills, it is easy to get off the card.

Shanghai Pudong Development Bank Taobao Film Credit Card is a movie theme card tailored by Shanghai Pudong Development Bank and Taobao Movie for movie fans. In addition to the basic financial consumption function of Shanghai Pudong Development Bank Credit Card, it can also provide online movie tickets with reduced 1 yuan, free movie tickets with cards, and discounts on extra-quick group purchases. The details are as follows:

To apply for a card, the following conditions must be met:

1. China citizens aged between 18 and 6 who can provide valid ID cards;

2. Have a good personal credit record

3. Have a steady job and income.

anyone who meets the above conditions can apply for this Pudong Taobao Film Credit Card.

what about the card?

Although this is a UnionPay Platinum Card, it can be applied directly online without going to the counter to apply, which saves a lot of time to queue up at the counter to submit materials. For friends who don't have strong financial strength, the rate of getting a card online is similar to that of getting a card at the counter, but it is convenient and quick to apply for a credit card online, and new households can also get free movie tickets ~

To improve the card application rate, we should pay attention to these two points: < p Real and testable identity information can improve the success rate of application. In addition, special attention should be paid when filling in information such as length of service and monthly salary. For length of service, write down the time since you joined the work; Salary should be filled with pre-tax salary, plus year-end bonus, holiday fee and other benefits.

3. You need to fill in a contact person when applying online. Don't fill in this contact person casually. It is best to fill in the high-level credit card of the bank. On the one hand, it proves that your popularity in the company is good, on the other hand, it is equivalent to letting the senior users of the bank give you a "guarantee", and the bank's trust in you will definitely increase.

Taobao Film Pudong Development Bank Credit Card Application Progress Query

If you like watching movies, you can get a Pudong Development Bank Taobao Film Credit Card, which can be used to buy movie tickets at a discount. After many friends apply for this credit card, they don't know how to check the progress of the card. Here is a brief introduction for you.

Pudong Taobao Film Credit Card is a UnionPay Platinum Card and a movie-themed credit card of Shanghai Pudong Development Bank. Now, you can get two movie ticket coupons for free, and interested friends can apply for them.

Pudong Taobao Film Credit Card has many application channels, and the most convenient one is online application. Just fill in the application form online and submit it, and wait for the bank to review it.

If you want to know the progress of card processing, you can inquire in the following ways:

1. Online inquiry: log in to the Credit Card Center of Shanghai Pudong Development Bank, click "Inquiry on Application Progress", enter the inquiry page of credit card application progress, and enter the ID number to inquire the results of credit card application progress.

2. Telephone inquiry: Call Shanghai Pudong Development Bank's credit card customer service telephone number: 4-82-8788, and enter the ID number according to the voice prompt to inquire about the progress of Shanghai Pudong Development Bank's credit card application.

3. wechat inquiry: wechat pays attention to WeChat official account, the "Shanghai Pudong Development Bank Credit Card". Select "Micro-service"-"Card Opening Progress" on the menu bar at the bottom of WeChat official account, and an operation menu message will pop up. Enter the corresponding number in the dialog box and inquire about the card processing progress according to the prompts.

Why can't you find out the application progress

1. Online application for Pudong Development Credit Card, the bank will complete the review within 15 working days after receiving the application materials submitted by the applicant, and the applicant can check the progress in the above ways seven working days after submitting the application.

2. From the time the credit card center receives the customer's application materials, the normal review time limit is generally about 15 working days, excluding weekends. That is, three weeks.

Let's stop here for the introduction of Taobao Film, a Pudong Credit Card.