The standard UnionPay personal gold card of Bank of Communications is generally 1-50000, in which the credit card limit is fixed, which is 1 000% of the credit card limit; The withdrawal amount is 50% of the fixed amount, and the limit is 2000 yuan/day. The excess can only be withdrawn the next day. Take the existing handling fee 1%, and the minimum fee is 10 RMB or 1 USD. In addition to the withdrawal fee, there is also a daily interest of five ten thousandths, and the interest is compounded monthly.

As for the credit card limit you can get for the first time, it is approved by the bank according to your personal qualifications and comprehensive scores in all aspects. It cannot be predicted in advance, and it is not necessarily higher than the initial credit limit of other people's ordinary cards.