02095508 is the customer service number of GF.

Bank customer service numbers usually start with 95 or 400. However, some outbound calls will have an area code in front of them. For example, credit installment calls, overdue collection calls, etc. So if your credit card is overdue, then this call is a collection call to urge you to repay.

When a credit card is overdue, the bank will entrust a third-party collection company to collect money from the cardholder. At this time, there are usually two calls for collection, one is the bank's outbound phone number, and the other is an online virtual phone call. The difference between the two is: the bank's outbound calls are all recorded. At this time, you don't dare to say anything excessive to collect money. After all, if you complain and report, the other party will be punished.

But the online virtual phone is different. It does not have an automatic recording function, so that during the bank's internal investigation, their excessive collection behavior cannot be discovered. So when you answer a collection call, be sure to check the caller’s number. If it starts with 95, then tell the other party carefully, tell the reason why you are overdue, and then express your willingness to repay. But if you receive a virtual call online, there is no need to tell the other party too much, because the other party’s purpose is to urge you to repay the money.

So as long as your credit card is overdue, all the calls you receive are basically overdue reminder calls. When it is just overdue, the bank will send you text messages, emails, and phone calls to remind you of the repayment. We also call this internal reminder, which is usually a friendly reminder that you are overdue and please hurry up to repay. If there is still no repayment, then after one month, the bank will directly entrust a third-party collection company to collect the payment.

There is no kind reminder at this time. Basically, you will be informed that it is overdue, and liquidated damages and interest will be incurred. If you do not repay the loan, you will face various consequences such as credit blackmail and collection. Door-to-door, sued by the bank, etc. As for whether you will come to visit and sue, it mainly depends on your overdue amount and time. Therefore, collection calls are basically meant to deceive or scare. This is used to put pressure on you and urge you to repay.

So let me summarize based on the above: If your credit card is overdue, then this 02095508 is the collection phone number for overdue payment. If you do not have a credit card, or the credit card is not overdue, then this phone number is the credit card number. You can ignore the installment sales calls.