What is the annual fee for CCB Longxing Sihai Credit Card

Charges by type:

1. Personal card

General card 80 per year .

Gold card 160.

Standard platinum 580.

Car card 200.

Platinum card 1800.

Diamond card 4800.

Global Supreme Card 12,000.

2. Business card

100 for regular card.

Gold card 200.

Platinum card 1800.

Diamond card 4800.

Extended information

No annual fee will be incurred if the credit card is not activated (except for cases where we have been authorized to collect by our bank in writing, by phone, etc.). If your card is a product with a rigid annual fee, usually such credit cards are exempt from annual fees because of their special benefits, such as car cards, Yinong credit cards, etc. The annual fee is calculated after you activate the card; high-end credit cards (Smart Card, Regardless of whether the card is activated (Diamond Card, Exclusive Platinum Card) or Family Beloved Card (UnionPay), the annual fee will be charged after the card is approved. Please pay attention to the statement for details.

Note: The annual fee collection policy for a new card after the credit card expires is the same as that for the old card; the annual fee charging standard refers to each card holding year. The validity period is used to determine the validity period. The month in the validity period is the starting month of a card holding year, and the month to the next year is the card holding year.

Reference material: China Construction Bank - Charging Standards

Do you know about CCB Longxing Sihai Credit Card?

Longxing Sihai Card not only has all the advantages of Longxing Credit Card It is a basic function, and also has a wealth of special functions and rights: Longxing Sihai Card Platinum Card combines a credit card and a Yangcheng Tong card into one. Customers can automatically recharge their Yangcheng Tong account through their credit card account, and can use it on buses, subways, parking lots and other channels. use. Download the "Dragon Travel Sihai Card APP" and bind it to the Dragon Travel Sihai Card. You can conveniently obtain travel discount information such as attractions and hotels, as well as transportation information such as highways and service areas, and enjoy discounts and discounts from more than a thousand merchants such as "food, clothing, housing, transportation, recreation and entertainment". High-quality services such as bank service reservations, exclusive manager services, people's livelihood payment, and ticket booking. There are three types of cards in total, namely car card, gold card and platinum card. The car card has an annual fee of 200 yuan, which is not waived; the gold card has an annual fee of 160 yuan, and there are no annual fees for the current year if you complete 3 card transactions in each card year; platinum card The annual card fee is 580 yuan, and the annual fee is waived if you complete 10 card transactions in each card year.

What are the fees for the China Construction Bank Standard Longxing Sihai Credit Card? How is interest calculated after credit card consumption?

This is the charging standard for China Construction Bank’s standard Longxing Sihai Credit Card. Click the link to view the detailed charging standards. At the same time, no interest is calculated after credit card consumption, and the possibility of a credit card generating interest is only the following three situations and the corresponding interest calculation ratio.

(1) Overdraft withdrawals and cash transfers (excluding overpayment transfers) do not enjoy the interest-free repayment treatment. Interest will be charged from the date of entry into the account, and compound interest will be charged monthly.

The CCB interest rate benchmark is 0.5% per day, and the upper and lower limits are strictly set in accordance with the relevant regulations of the People's Bank of China, and will be adjusted in a timely manner according to regulatory requirements.

(2) When the entire repayment amount cannot be repaid in full, if the difference between the repayment amount and the total repayment amount is more than 10 yuan (2 US dollars or 2 euros), CCB will Interest will be charged on the full amount.

(3) Using the available limit to purchase foreign exchange is regarded as RMB overdraft withdrawal, and interest will also be charged. The interest calculation ratio shall be subject to the actual prompts of the bank.

Extended information:

Guangdong Longhang Sihai Credit Card standard card benefit list.

(1) Convenient transportation.

The Longxing Sihai Card Platinum Card combines a credit card and a Yangcheng Tong card into one. Customers can automatically recharge their Yangcheng Tong account through their credit card account and use it on buses, subways, parking lots and other channels.

(2) Exclusive service privileges

Customers download the "Dragon Travel Sihai Card APP" and bind the Dragon Travel Sihai Card, which allows them to conveniently obtain information on tourist attractions, hotels and other travel discounts and highways Traffic and travel information such as highways and service areas, and exclusive discounts from more than a thousand merchants such as "food, clothing, housing, transportation, leisure and entertainment", as well as high-quality services such as bank service reservations, exclusive manager services, livelihood payment, and ticket booking.

China Construction Bank-How is credit card interest generated?

China Construction Bank-Guangdong Longxing Sihai Credit Card Standard Card

How to activate the Construction Longxing Sihai Credit Card?

According to China Construction Bank's credit card activation regulations, credit cards can only be activated through the following methods:

Online banking activation:

Log in to personal online banking;

Select the credit card menu, click on the credit card to open a card, enter the information and follow the prompts to complete the card opening operation.

Online activation:

Log in to the China Construction Bank Credit Card Center page and select "Online Activation" of the credit card service;

Enter to activate.

Customer service activation:

Call customer service hotline 95533;

Enter or ID card number for identity verification;

Set/enter Telephone banking password;

Enter the "Card Opening and Password Service" function and follow the voice prompts to open the card.

In summary, through the above methods, you can activate the CCB Longxing Sihai Credit Card. Please contact China Construction Bank for details.

That’s it for the introduction of Longxing Sihai Credit Card.