The non-performing asset disposal center is not necessarily a collection agency, but sometimes it may also engage in collection work.

The non-performing asset disposal center mainly acquires or collects loans or other non-performing assets from banks, credit card companies and other financial institutions, and then recovers the principal or transfers them to other investors to obtain financial returns. However, in this process, some non-performing asset disposal centers will also use their professional capabilities in collection business to engage in collection, collection and other aspects of work. Therefore, the non-performing asset disposal center is not a pure collection agency, but may also be involved in collection-related businesses.