Xiaofutong is a cardless mobile phone application, and users can pay by swiping their credit cards through Xiaofutong.

Xiaofutong has carried out strict identity verification in user registration and real-name authentication to ensure the authenticity and reliability of user identity. Users only need to bind their own bank credit cards on the PayPal app, and they can complete the payment operation by brushing their faces on their mobile phones, without entering passwords or signatures, which improves the convenience and efficiency of payment.