Is the credit card of Jiujiang Bank easy to handle

Whether the credit card of Jiujiang Bank is easy to handle depends mainly on the personal conditions of the applicant. As long as the credit card application conditions of Jiujiang Bank are met, it is generally easier to apply.

Conditions for Jiujiang Bank to apply for a credit card: As long as the applicant is at least 18 years old, has full capacity for civil conduct, has a legal and stable income source and has a good credit standing, all applicants can apply for a personal credit card from Industrial Bank with their identity documents.

materials to be submitted when applying for a credit card:

identification document: a copy of the general resident identity card or military card, or the original or copy of the household registration certificate issued by the public security organ.

work certificate: copy of work permit or work identification certificate; A work certificate verified by the bank staff; Original work certificate stamped with the official seal of the unit;

financial documents: a copy of the real estate license or purchase contract of the commercial house in the name of the applicant, and a motorcycle driver's license or purchase contract.

If all the materials you submitted are true, you can basically pass. If the applicant enters the credit investigation stage, it means that your basic conditions and materials meet the requirements of applying for a credit card, which means that the pass rate is very high. Whether you can successfully apply for a credit card depends on the bank's approval results.

is Jiujiang bank credit card easy to use? Here's a card strategy

Jiujiang Bank is a local bank. Although it has also issued credit cards, its audience is relatively small and there is not much relevant information. For this reason, many people don't know much about Jiujiang credit card, and they don't know whether it is good or not. Let's introduce the use strategy of Jiujiang credit card for everyone.

is Jiujiang bank credit card easy to use?

1. Jiujiang Bank Credit Card is relatively easy to apply for. As long as you are over 18 years old, have a stable job and income, and have the repayment ability, you can apply for it. There are also many application channels. You can apply online through WeChat WeChat official account, and offline you can apply at the branch counter.

2. Jiujiang Bank's credit card has a validity period of 1 years, which is impossible for many banks' credit cards. Most banks have a validity period of 3-5 years, and some have an validity period of 8 years.

3. Jiujiang Bank's credit card has a long interest-free period, with a maximum interest-free period of 56 days. However, this can only be done if it is spent on the day after the billing date. If it is spent on the day after the billing date, it can only enjoy the shortest interest-free period.

4. Jiujiang bank credit card can not only overdraw consumption, but also provide cash installment service to meet the cash borrowing needs of cardholders, and it is interest-free, and only needs to pay part of the handling fee every month, which can greatly reduce the repayment pressure.

5. There are many credit card repayment methods in Jiujiang Bank. In addition to full repayment, it can also be repaid according to the minimum repayment amount, and it can also support most banks to transfer repayment, so you don't have to go to the counter to repay, saving time and effort.

The above is the introduction of "How is the credit card of Jiujiang Bank?" I hope it will help you. In a word, as a local bank credit card, the function of Jiujiang Bank Credit Card is relatively perfect, which can basically meet the cardholder's demand for cards.

Is Jiujiang Bank Card and Savings Card easy to handle?

Yes. Savings card is a kind of financial transaction card issued by banks to provide financial services to depositors, which belongs to a kind of debit card. Jiujiang bank card savings card can be processed directly at the bank as long as it meets the credit card application conditions of Jiujiang Bank. The materials that Jiujiang Bank needs to submit when applying for a credit card include identity documents, work documents and financial documents.

What are the requirements for Jiujiang Bank to apply for a credit card?

1. Individuals who have reached the age of 18 and have full civil capacity, legal and stable repayment sources and solvency. You can apply for a personal card master card from the card issuer with your valid ID card and other supporting materials required by the card issuer, and the master card holder can apply for a supplementary card for other natural persons.

2. All units that open basic deposit account in financial institutions in China, legal persons, administrative institutions, social organizations or other economic organizations authorized by legal persons who have stable sources of funds and can legally control the funds in their accounts, etc., can apply for unit cards by virtue of the basic account account opening permit issued by the People's Bank of China and other materials required by the card issuer.

when applying for a credit card, an individual or unit shall provide true, accurate, complete, legal and effective application materials and certification materials in accordance with relevant laws and regulations, relevant regulations of banking supervision and management departments and card issuers, and sign a credit card acquisition contract with the card issuers (hereinafter referred to as the "acquisition contract").

by signing the credit card application form, the applicant indicates that he agrees and is willing to abide by all the provisions and terms in the application form, and is willing to abide by the Articles of Association, the Contract for Collecting and Using, the fee schedule and the subsequent revisions.

the card issuing institution determines whether to approve the card issuance, the type of card issuance, credit limit, guarantee conditions, etc. according to the applicant's application information, including but not limited to personal identity, property, credit standing and credit information; However, regardless of whether the card is issued or not, the application materials and certification materials are kept by the card issuing institution and will not be returned to the applicant.

Extended information

Precautions for using Jiujiang Credit Card

If the credit card is lost or stolen, the cardholder shall call the customer service hotline 95316 of the card issuer in time to handle the loss reporting business, which will take effect when the loss reporting business is completed, and the cardholder shall be responsible for all transactions that occurred before the loss reporting business takes effect.

the cardholder does not cooperate with the card issuer to investigate and collect evidence, and the illegal acts involved by the cardholder include but are not limited to malicious overdraft, cashing out, fraud, and the cardholder shall bear all the risks and losses caused thereby.

loss reporting is not supported for the balance of electronic cash account, and the loss of electronic account caused by the loss of credit card shall be borne by the cardholder.