How much is the annual fee for the China Construction Bank Credit Card China Resources Suguo Card? How to reduce or reduce?
In order to meet the supermarket shopping needs of cardholders in Jiangsu, China Construction Bank issued the Suguo Family Dragon Card. Many people felt that Katz had insufficient highlights and rarely used the card. In order to ensure the credit safety of cardholders and avoid overdue payments due to unpaid annual fees, let me introduce to you how much is the annual fee for the China Construction Bank Credit Card China Resources Suguo Card? How to reduce the annual fee?
The China Resources Suguo Card, a China Construction Bank credit card, has two levels: gold card and platinum card. Cardholders can enjoy one card with dual benefits. They can not only enjoy all the financial functions of the China Construction Bank credit card, but also enjoy Exclusive benefits for Suguo Supermarket members. Credit card family portrait, click me to learn more
Referring to China Construction Bank's credit card annual fee charging standards, the annual fee for China Resources Suguo Card is as follows:
Gold Card: 160 yuan/year for the main card, supplementary card 40 yuan/year;
Platinum card: 580 yuan/year for the main card and 300 yuan/year for the supplementary card.
In addition, the China Resources Suguo Card Gold Card, a China Construction Bank credit card, can be exempted from the annual fee for that year if you make 3 purchases or withdraw cash every year; the Platinum Card can be exempted if you make 10 purchases or withdraw cash.
The annual fee charging standards and exemption conditions for China Construction Bank Credit Card and China Resources Suguo Credit Card are relatively down-to-earth. As long as cardholders develop the habit of using the card, they don’t have to worry about annual fee pressure.
How to apply for a platinum card with the China Construction Bank Suguo IC Gold Card
What the poster means is that he has the CCB Suguo IC Credit Card Gold Card and wants to apply for another CCB standard platinum level card. Is that so?
If so, it is recommended that you go through his credit card website, go to the "Credit Card Service Hall" on the homepage - apply for a credit card online - fill in the options according to the options - submit, and then select "You Select "Yes" in the option "Do you hold a credit card from our bank"? As a customer with a card, you can apply for the card with the card, and the approval can be completed in 5 working days at the fastest.
Of course, since the card type that the poster wants to apply for this time is of a higher level than the original one, it is also recommended to apply for the card through a CCB branch. When applying, you must bring proof of work income (work permit from your employer). , employment certificate, salary card statement (preferably more than 3 months), tax bills, social insurance policies, provident fund bills, etc. for the past 3 months. Not all of these are required, just have them), it is best to attach some financial resources. Proof, such as real estate, car ownership, and time deposit certificates from China Construction Bank, are very helpful for debit cards.
Is there an annual fee for CCB Credit Card China Resources Suguo? What are the discounts for consumption
I heard that China Construction Bank has a Suguo family credit card. This card is divided into two types: gold card and platinum card. The annual fee for the gold card is 160 yuan/year. As long as you make 3 purchases or withdraw cash with the card each year, you will be exempted from the annual fee for that year; the annual fee for the platinum card is 580 yuan/year, as long as you make 10 purchases or withdraw cash with the card every year. The annual fee for that year is waived.
As for the discounts, you can enjoy some of the benefits of Suguo membership, such as Suguo member-priced products, coupons, points, etc. This card is a standard IC credit card with all credit card functions. In addition, you can enjoy related rights and interests in Suguo. If you often go shopping in Suguo, you can apply for one.
What is the general limit of China Construction Bank Credit Card China Resources Suguo Card?
Supermarket co-branded card is a must-have shopping tool for many cardholders at home. As a user in Jiangsu area, you may be familiar with China Resources Suguo. If you want to apply for a supermarket co-branded card, you can choose China Construction Bank Credit Card China Resources Suguo Card. . Today I would like to introduce to you, what is the general credit limit of China Construction Bank Credit Card China Resources Suguo Card? Things to know before applying for a credit card.
China Construction Bank Credit Card China Resources Suguo Card is also called Suguo family credit card. It has two types: gold card and platinum card. When applying for a card, you can choose to apply for it based on your overdraft consumption needs and credit conditions.
In terms of credit limit, the credit limit of China Construction Bank Credit Card China Resources Suguo Card Gold Card is generally less than 50,000 yuan. Most cardholders apply for a credit limit of about 20,000 yuan. It is rare that the initial limit is directly issued. The card is 50,000.
The Platinum Card limit is generally more than 50,000 yuan, but if the credit conditions are not outstanding, the card limit may be less than 50,000 yuan.
When approving the China Resources Suguo Card limit, China Construction Bank will consider all aspects of the applicant's credit conditions and give a comprehensive score. The higher the score, the higher the credit limit. On the contrary, it is easy to encounter a low credit limit.
The China Construction Bank Credit Card China Resources Suguo Card is more suitable for supermarket shopping experts. The gold card is easy to get and meets the basic conditions for applying for a credit card, as long as you have a stable and high income. But the platinum card is more difficult. It is best if you can provide additional proof of financial resources, have business dealings with CCB, and be a VIP customer or financial customer of CCB.
Summary: The limit of the China Construction Bank Credit Card China Resources Suguo Card is determined by the bank based on the applicant’s comprehensive qualification score. In addition, the application requirements for gold card and platinum card are different. It is recommended that cardholders not blindly pursue Platinum card with high limit.
How much is the annual fee for the China Construction Bank Credit Card China Resources Suguo Card? How to reduce or reduce?
Can I withdraw cash with the China Construction Bank Suguo Credit Card?
Yes, the cash withdrawal limit with the CCB Credit Card is 50% of the credit card’s fixed limit
The bank’s domestic cash withdrawal handling fee for the CCB Credit Card It is 0.5 of the cash withdrawal amount, with a minimum of 2 yuan and a maximum of 50 yuan;
The interest on credit card cash withdrawals is 0.05% per day, and interest will be calculated from the day of withdrawal.
Does the CCB Suguo Credit Card come with Sugu membership?
Yes, the main card and the supplementary card*** share the same membership number and can accumulate Sugu membership at the same time Points and CCB consumption points.
That’s it for the introduction of CCB Suguo Credit Card.