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Why do people call and ask for credit card installment?

The reason for the unsolicited call from 95134: To promote installment business, the credit card has been risk controlled.

95134 is the dedicated outbound customer service number for China Construction Bank’s credit cards. There are two reasons for calling people to apply for installments:

1. To promote the installment business, customers can choose whether to apply for installments or not according to their wishes. , it doesn’t have much impact, but it is estimated that it will be easier to increase the limit if applied.

2. The credit card is subject to risk control. For example, if the bank finds out that you are cashing out, then you should call and arrange for installment payment. Otherwise, the credit limit may be reduced and the card may be blocked.

95134 identification

95134 is the dedicated customer service number for CCB credit card outbound calls. CCB’s customer service hotline is 95533, but 95134 also belongs to CCB, and this number is often used for outbound calls. Nowadays, phone scams are rampant. If you receive any phone call claiming to be from a bank, you can first call the bank’s official customer service hotline to confirm or go to the nearest bank branch to ask a staff member to confirm the authenticity of the call to prevent being deceived.

The 95134 call is used by the CCB outbound service center to proactively contact customer service. The service center can inform users of some information through this phone number, such as preferential activities organized by the bank, card application activities, etc. If you fail to answer the call, it is recommended to call back and ask to avoid missing important information.