The reasons for failure of China Merchants Bank credit card bill installment are:

1. Insufficient amount. The minimum installment amount for China Merchants Bank's credit card bill is 300, and installments cannot be made below this amount.

2. The card type is wrong. CMB's supplementary cards, business cards, ANA cards, business cards, purchasing cards and campus cards cannot apply for bill installments.

3. The card usage is not good. To apply for bill installment, you need to have good credit and your current payments are not overdue.

4. The transaction type is wrong. CMB's credit card cash withdrawals, installment payments, interest annual fees and other fees, pre-authorized transactions, foreign exchange purchases, etc. cannot be billed in installments.

Cardholders can check whether they have the above reasons.

Extended information:

The installment methods of China Merchants Bank credit cards are:

1. Online banking application:

Card holders can log in to China Merchants Bank For credit card online banking, click on the "Instalment Management" page online, enter "Bill Installment", enter the installment amount, select the number of installments, wait for the bank's review, and the installment will be successful if the review is passed.

2. Telephone application:

Cardholders can call China Merchants Bank’s credit card customer service hotline at 400-820-5555. After identity verification, cardholders can press 708 to transfer bill installment hotline. Select the appropriate installment amount and number of installments, wait for system review and approval, and the installment will be successful.

3. SMS application:

The cardholder edits the SMS "AG#Amount#Issue" and sends it to 1065795555 (mobile users) or 1065502010095555 (China Unicom users). After the system application is approved , the installment can be successful.

China Merchants Bank-Bill Installment