Since there are ICBC credit card issuers in general prefecture-level cities, the call-back numbers in different regions may be different. I suggest you pay close attention to the progress of card processing in the near future and keep smooth communication. Failure to receive a call back may result in your application being rejected.
(Answer time: 2065438+200965438+128 October. In case of business changes, please refer to the actual situation. )
Can I get rid of my card when I pay a phone call back to my working bank? These things must be clarified.
It is more convenient for ICBC to handle credit cards now. There are many kinds of cards that can be processed directly in official website. Many friends ask the bank to issue cards as soon as possible after applying, but they don't know much about the credit card approval process. For example, some people will ask ICBC if the callback can be issued. Let's take a look today.
Can I get rid of my card when I pay a phone call back to my working bank?
If the credit card is processed through ICBC's official website channel, the bank will call back about 3 days after submitting the information, and ask some questions about the application on the phone, such as the name, address and position of the work unit. , to preliminarily verify the applicant's information, but it does not mean that the card can be issued after calling.
However, it is certain that if you can't call back by phone, you will be rejected. Therefore, everyone must pay attention to the call back. In order not to make mistakes when answering the phone, it is recommended that you fill in the information manually. For example, every time you fill in a card, it will be sent to your own small QQ, so that you can have a deep impression from time to time and answer the phone easily.
After answering the phone, you can check the card processing progress in official website. If it shows that it has passed the preliminary examination, the bank will send a card receiving message within 3 days, asking the applicant to pick up the card at the designated bank counter of ICBC, usually with his valid identity document. When receiving the card, the branch staff will also ask some questions, usually according to the information filled in when handling the card. Be sure to answer correctly.
After that, the staff will take the credit card to the applicant and help the applicant activate the credit card. By the way, if the ICBC credit card is a set of cards, that is, UnionPay VISA, it will be activated according to your own needs. For example, if you only spend in China, you can temporarily activate UnionPay cards.
The above is "Can I use ICBC's credit card to call back?" I hope it helps you.
What is the phone number of ICBC credit card return visit?
Generally, the unified outgoing telephone number of ICBC is 95588. Different regions and businesses have different special circumstances. If you receive a call other than ICBC 95588, you can call ICBC customer service hotline 95588 to verify the authenticity of the call manually.
(Answer time: 2065438+August 2009 14. In case of business changes, please refer to the actual situation. )
I set up a bank card in ICBC. What if I don't get your call back?
It's okay. Normally, he will call you again. Remember to answer the phone next time. In fact, it doesn't matter if this happens. It's okay not to answer once in a while. The following are the reasons for calling back and the credit card application process:
ICBC's credit card application review process is as follows:
First, collect the completed ICBC credit card application form.
Two. The risk assessment post and credit reporting post verify the authenticity of the information filled in by ICBC credit card application users, and conduct risk assessment on users.
3. Approval post: whether the supervisor issues cards and approves the quota, which is a post closely related to users. Whether the user's approval can pass or not and the user's credit limit are all the responsibilities of the approval post. The general approval principle is that the amount of the first card without guarantor does not exceed 50% of the applicant's annual income. If there is no basis, it can be estimated according to the average income of the industry. The general approval time is one week, and the approval notification method is SMS notification. 4. Business card printing and card issuing: After approval, the bank card business department will start business card printing.
5. Card issuance: mail the credit card to the user or notify the user to collect the credit card.
Generally speaking, telephone credit will not affect the card, and you should be able to receive the approved SMS in two days. Here are the reasons why you can't apply for a credit card. I hope I can help you.
The job industry affects the probability of getting a card. After people pay more attention to personal credit reporting, many people will still have questions. There is nothing wrong with my credit report. Why is the application for a credit card still rejected? This is about the industry you are engaged in.
At present, most banks apply for credit cards for employees and unemployed people engaged in self-employment, wholesale, warehousing, logistics, direct sales, insurance, security, entertainment, real estate, small loans and other industries, and the possibility of rejection is above 50%. Because according to historical data, the bad debt rate of employees in these industries has been very high, and banks will classify these industries as high-risk industries. The examination and approval policy is very strict. Other factors affect marriage or not, local household registration, age, housing situation, whether there are real estate, cars and other assets. These factors will not have a decisive impact on users' application for credit cards, but their comprehensive scores will affect the final approval amount of banks.
Why did Societe Generale approve 50,000 cards, but ICBC refused to consult the internal approver of ICBC? It turns out that ICBC, as the largest bank in China, adjusted its approval policy for applying for credit cards on 20 12, instead of running around, it focused on tapping the bank's quality customers. In short, it refers to the applicant's contribution to ICBC, including star rating, assets, financial purchase and time deposit.
Is the callback number of the industrial and commercial credit card 95588? Will two people be rejected directly if they don't accept it today?
Hello, ICBC's return phone number is 95588.
If the information is accurate and the credit is good, you can call 95588 to inquire about the progress of credit card application.
This is the end of the call for a return visit to the industrial and commercial credit card and the introduction of what to say. I wonder if you found the information you need from it?