Because the working hours of local banks are slightly different, some banks go to work at 9: 00 am and get off work at 4: 30 pm. At 5 o'clock, the bank staff has already left work and cannot apply for a card.
Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc.
Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.
Savings card is a kind of financial transaction card issued by banks to provide financial services for depositors. It is a kind of debit card, including magnetic stripe and chip. The main function of a savings card is to save deposits. Cardholders can read and manually enter passwords through the electronic payment network established by the bank and the magnetic stripe of the card, so as to realize credit card consumption, ATM withdrawal, transfer and various payment functions.
Apply for a bank card:
The process of applying for a credit card and a debit card is different.
When applying for a credit card, you need to bring your valid certificate (ID card or ID card copy or household registration book or household registration book copy), residence certificate, unit income certificate or personal assets certificate and other materials to apply to the card issuer, and you need to fill out an application form, in which the required information is true.
After filling out the application form, you should go to the head office of the bank for the record. It will take about 20 working days to issue cards to customers after the head office of the bank examines the application materials. Credit cards are only available to customers aged 18 or above. Minors are not allowed to apply for credit cards.
Handling debit cards is relatively simple. You only need to bring your valid certificate (ID card or household registration book) and fill in the application form at the bank where you open the account, and you can issue the card to the applicant.
There is no age limit for applying for a debit card, and minors can also apply. When a customer under the age of 16 applies for a debit card, the guardian shall go to the counter of the bank branch with the household registration book (if it is not on the same household registration book, relevant certificates shall be provided), and the person to be handled may not be present;
Minors who have reached the age of 16 but under the age of 18, who have joined the work, can apply for debit cards at the bank counter by themselves with their work certificates and ID cards. If you don't take part in the work, you still need the assistance of your guardian, and the person being treated may not be present; Managers who have reached the age of 18 can apply for debit cards directly at the counter of bank outlets or at the all-in-one card self-service card machine with their ID cards, and can collect them immediately.
According to national regulations, debit cards handled by minors do not have online banking function and cannot be bound with mobile payment software.
Bank card processing flow:
(1) First, fill out the card application in the bank and submit the necessary materials.
(2) Then the bank conducts a preliminary review of the materials you submitted.
(3) After passing the preliminary examination, the auditing department will give you a comprehensive score.
(4) banks do cards.
(5) After the card is ready, the bank will mail it to you.