1. How to use the credit blacklist query system

For the credit blacklist query system, we can directly search the credit blacklist query online. Above, we can Register as a user to query related information.

The personal credit blacklist query system is also called a personal economic ID card. It comprehensively records the credit information of each of us, including basic information, credit information, and non-bank information of each of us. Information etc. At present, the personal credit blacklist query system has been widely used in a wide range of fields such as credit accounts, credit transactions and recruitment in major commercial banks.

2. What troubles will the credit blacklist bring to us?

1. People on the credit blacklist will be restricted and have higher consumption. That is to say, once you enter the black letter list, you may be restricted from flying, restricted from taking high-speed rail and other convenient means of transportation, restricted from taking first-class seats on trains, and other restrictive measures. In addition, the people on the blacklist will also be restricted to work in some units related to credit reporting such as bugs in the securities industry

2. It will also cause a certain degree of trouble to their children. , their children will also be restricted from attending aristocratic schools, and their children will be restricted in certain consumption. When their children apply for civil service examinations such as the People's Liberation Army, they may fail the comprehensive examination because their father or mother is on the personal credit blacklist.

Therefore, the credit report of each of us is not only for ourselves, but also for our children and families. Xiaobing hopes that everyone must protect each of us' personal credit report. Don't enter the personal credit blacklist.

According to my country’s current commercial banks’ practices regarding overdue credit card prosecutions, banks generally hope to develop a sense of mediation with debtors and are reluctant to resolve debt disputes between the two parties through judicial procedures. Therefore, after our credit card is overdue for 90 days, we may not be sued by the bank. At this time, we can choose to conduct pre-trial mediation with the bank, or some other negotiations to resolve the debt dispute between us.

In special circumstances, you can click the consultation button on the right. The website provides professional lawyers to answer questions and help you solve your repayment problems so that you can return to your normal life.