The overdraft limit of Bank of Communications' general card, gold card and platinum card is as follows:

1. The general card limit: 2-1 yuan;

2. Gold card amount: 2,-5, yuan;

3. Platinum card limit: more than 5, yuan, up to 1 million yuan.

The overdraft limit of Bank of Communications credit card is determined by the applicant's personal qualification. The first application amount of Bank of Communications credit card is from 1 yuan to tens of thousands of yuan. The higher the credit card level, the better the personal qualification, and the greater the credit card overdraft limit issued by Bank of Communications.

if the user exceeds the limit, then you need to pay the overrun fee. The overrun fee is generally 5% of the overrun, ranging from 1 yuan to 2 yuan. The excess must be paid in the current period, otherwise interest will be generated and there will be bad records. When the consumption amount is greater than the maximum credit card limit, you can apply for the temporary credit card limit of Bank of Communications. The temporary quota can be obtained through the mobile banking of Bank of Communications or by calling customer service.

how many days does it take for Bank of Communications to process credit cards?

it takes about 2 days for the Bank of Communications to process the credit card, and it will be issued after 3-5 days after the approval. In the process of applying for Bank of Communications credit card, the applicant will receive SMS notification after receiving the information. In the process of examination and acceptance, I may be contacted by telephone to verify and supplement the information.

normally, the card will be approved within 3 weeks after receiving the completed application form and all necessary supporting documents. If you want to know the application progress of the credit card, you can inquire through the function of "Inquiring about the progress of handling the card" on the homepage of the credit card website, or through mobile banking or manual service.